Refer Friends To
Get Rewards Together 

Share your experience with friends,
Enjoy genuine protection together
Get a Referral Code Now

About Referral Reward


Referrer
(Only For VHIS Customers)

Enjoy one of the following rewards for each successful referral1. The more you refer, the more you earn! Earn up to $20,000 BowtieCash.

Referee
Invited by a friend? Enjoy one of the following rewards for your first successful enrolment in any of the eligible products with the personalized referral code of your friend.

Eligible products

Referrer’s Reward
(Only For VHIS Customers)

Enjoy one of the following rewards for each successful referral1

Referee’s Reward

Enjoy one of the following rewards for your first successful enrolment in any of the eligible products with the personalized referral code of your friend

Any Bowtie VHIS Plan

Product Details→

$1,500 BowtieCash

$4,000 BowtieCash + 
2-month premium waived
(The 4th and 7th month)

Any Bowtie Cancer Medical Plan

Product Details →

$1,000 BowtieCash

4-month premium waived
(The 2nd, 4th, 6th, 8th month)

Bowtie Accidental Medical Plan

Product Details →

$1,000 BowtieCash

4-month premium waived
(The 2nd, 4th, 6th, 8th month)

Bowtie Term Life

Product Details →

$1,000 BowtieCash

4-month premium waived
(The 2nd, 4th, 6th, 8th month)

Bowtie Term CI

Product Details →

$1,000 BowtieCash

4-month premium waived
(The 2nd, 4th, 6th, 8th month)

Refer to Friends Now

Get a Referral Code Now

Get and share your personalized referral code^ with friends

Your friends will be rewarded after successful enrolment in any of the eligible products with your personalized referral code


Please make sure that your friends are interested to receive your referral message
^Only eligible to the policyholders of effective Bowtie VHIS (Voluntary Health Insurance Scheme) plans

Before joining this referral program, please carefully read
the Terms and Conditions and below information

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1. If friends ask me questions about Bowtie’s products, how can I answer them?

You are welcome to share your personal experience with your friends. If the questions are related to Bowtie insurance products or regulated activities, please do not answer them directly and you should pass it to Bowtie professional team to handle. Your friends are welcome to call Bowtie’s hotline at 3008 8123 where we have specialists to help. Alternatively, you can advise them to visit our website at www.bowtie.com.hk for detailed product information. Your friends will be in good hands with our specialist team. A friendly reminder, regulated activities can be referred as: encouraging, persuading or convincing any Referees to enter into a contract of insurance; negotiating or arranging contract of insurance; inviting or inducing, or attempting to invite or induce, a person to enter into a contract of insurance. For details, please refer to the definition of “Regulated Activities” stated in the 12th clause of the terms and conditions.

2. How to get my personalized referral code?

As long as you are holding an in force VHIS policy, you can get the personalized referral code after logging into Bowtie account.

3. If friends use my personalized referral code to successfully enroll in more than one policy of eligible products, will I enjoy the referrer reward more than once? Will my friends enjoy the referee reward for each of the applications?

You and your friends will only enjoy the referral reward once for the first application of any eligible products.

4. What is BowtieCash used for?

BowtieCash can be applied to cover your eligible medical costs that exceed the benefit limit stated in the Bowtie VHIS Plan , subject to the campaign rules of the BowtieCash Program.

5. If I hold more than one in-force Bowtie VHIS polices, how would the BowtieCash of the referrer’s reward be handled?

If there are more than one in-force Bowtie VHIS policies in the Bowtie account of the Referrer at the time when the reward is distributed, the BowtieCash will be evenly divided and allocated to each of Bowtie VHIS policies.

Remarks:

Bowtie Life Insurance Company Limited (Bowtie) is registered as a limited company in Hong Kong.
Bowtie VHIS Plan (Standard), Bowtie VHIS Plan(Flexi), Bowtie Cancer Medical Plan, Bowtie Accidental Medical Plan , Bowtie Term life and Bowtie Term CI are underwritten by Bowtie and are only distributed in Hong Kong.

The above information is for reference only. Please refer to the policies for detailed terms and conditions of the products.

1 please refer to the 6th clause in Bowtie Pure Protection Referral Program Terms and Conditions for the definition of successful referral.