Refer Friends To
Get Rewards Together 

You are welcome to share your personal experience with your friends. If the questions are related to Bowtie insurance products or regulated activities, please do not answer them directly and you should pass it to Bowtie professional team to handle. Your friends are welcome to call Bowtie’s hotline at 3008 8123 where we have specialists to help. Alternatively, you can advise them to visit our website at www.bowtie.com.hk for detailed product information. Your friends will be in good hands with our specialist team. A friendly reminder, regulated activities can be referred as: encouraging, persuading or convincing any Referees to enter into a contract of insurance; negotiating or arranging contract of insurance; inviting or inducing, or attempting to invite or induce, a person to enter into a contract of insurance. For details, please refer to the definition of “Regulated Activities” stated in the 12th clause of the terms and conditions.

As long as you are holding an in force VHIS policy, you can get the personalized referral code after logging into Bowtie account.

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You and your friends will only enjoy the referral reward once for the first application of any eligible products.

BowtieCash can be applied to cover your eligible medical costs that exceed the benefit limit stated in the Bowtie VHIS Plan , subject to the campaign rules of the BowtieCash Program.

If there are more than one in-force Bowtie VHIS policies in the Bowtie account of the Referrer at the time when the reward is distributed, the BowtieCash will be evenly divided and allocated to each of Bowtie VHIS policies.