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¹ Calculated based on the standard premium of  30-year-old non-smoking male insured with Bowte VHIS - Standard Plan, , Bowtie Term Life HK$1,000,000 sum assured, Bowtie Cancer Fighter 300, Bowtie Touchwood Protector and Bowtie Term CI - Multiple Cover HK$1,000,000 sum assured.
² According to a critical illness survey conducted by a reinsurance company in Asia from 2008 to 2012 and the result of Bowtie market research.
³ Expenses for inpatient treatment covered by Bowtie Cancer Fighter will be limited to the restricted ward class. The benefit payable will be subject to an adjustment factor.
# According to Bowtie’s market research, conducted on June 24, 2022, of annually renewable term life insurance products offered by online insurers with monthly payment mode , Bowtie Life Insurance’s standard premiums for non-smokers aged 24 to 65 are among the most competitive in the market.
⁴ Bowtie Cancer Fighter covers all levels of malignant cancer and carcinoma in situ but does not cover precancerous lesions, CIN I or CIN II cervical abnormalities, or all HIV-Associated Cancers.
⁵ Multiple claims benefit is subject to additional requirements, please refer to the policy terms and conditions for details and exclusions.* From now until 30 June 2022, new customer can enjoy 3-month premium waived (the 2nd, 4th and 6th month) and a free body check for successful enrolment in any Bowtie VHIS Plan with the code【BOWTIE】. The body check is only applicable to people aged 14 or above. Terms and conditions apply. Bowtie will send out an email about redemption after 30 days from the effective date of the eligible policy, and customers can follow the instructions to enjoy the offer.
“New customer” refer to the policyholder who has never held the policy of the same Bowtie insurance product nor been an insured person under the same Bowtie insurance product when purchasing the new policy.
⁺Terms and Conditions apply
^ According to the provisional statistics of the Hong Kong insurance industry for 2021 - published by the Insurance Authority, Bowtie Life Insurance recorded the highest number of new Individual Life policies with premiums sold through direct sales (such as digital channels).