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Bowtie Corp Medical Insurance Plan

Get enterprise-level coverage with small premium

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For SMEs that really care about employees

2 series, 6 plans
Choose 1 that fits your needs

Enjoy Member Exclusive Price as low as 50% off1

Simply show the QR code to access our network of dentists and specialist doctors with discounts. No claims process.

Protect your staff, as well as their family

Our Basic Bronze plan covers parents too! Protect your staff’s family so they can focus on your company.

As low as $98/month per member2, including body check3

Inpatient benefits plus annual body check3 for your staff to stay healthy.

Basic Bronze

$10
Per member/month

Basic Silver

$98
Per member/month

Basic Gold

$198
Per member/month
Inpatient benefit amount
Cover 80% medical costs
$20,000/year
$50,000/year
Outpatient discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
Dental discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
Body check
Contact us
See all details
Including Coverages, Exclusions, and Key Product Risks
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs.
2. Applicable to Basic Silver only. The price listed above is per member per month.
3. Applicable to all plans (except Basic Bronze).

Just $30 to see any doctors

For just $30^, you can visit any registered doctors in any field.

Forget the referral letter

Your eligible claims for specialist consultation fees are now referral-letter-free.

Inpatient claims are simple Maths

No sub-limits within inpatient coverage! You can reimburse your hospital expenses easily.

Pro Bronze

$328
Per member/month

Pro Silver

$428
Per member/month

Pro Gold

$598
Per member/month
Inpatient benefit amount
Cover 80% medical costs
$20,000/year
$50,000/year
$80,000/year
Outpatient benefit^
Max. 30 visits per year; HK$30 co-payment per visit
All registered doctors
All registered doctors
All registered doctors
General practitioner
Chinese medicine practitioner
Specialist
Chiropractor
Referral letter required
Physiotherapist
Referral letter required
Diagnostic imaging and laboratory tests
Referral letter required
Dental benefits
Body check
Contact us
See all details →
Including Coverages, Exclusions, and Key Product Risks
^ The minimum payment per visit (co-payment) is HK$30. Full reimbursement (except the co-payment HK$30) for eligible expenses under the benefit limit. For detailed benefit limits, please refer to Policy Terms & Conditions.

Go digital and free up your time

Claim online anytime, anywhere
1
Log in Bowtie Online Platform
2
Answer a few simple questions
3
Upload the required documents to claim
Everything simplified, all in one place
Paperless process
Check policy info with one click
We’re here when you need help
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Partners from startups, SMEs, and well-known brands use our commercial solutions.

The most authoritative award in the insurance industry
Partner Exclusive Limited Offers

Eligible policyholders can enjoy Workstem three-month subscription service # for FREE.

# Each policyholder can enjoy Workstem up to three-month subscription service for free, after successfully applied designated Bowtie Corp Medical Insurance plans and subscribed the designated annual services from Workstem. Terms and Conditions applied. Onejob Limited (Workstem) is the supplier of subscription service and the service is sponsored by Bowtie. Applicable to all plans (except Basic Bronze).

FAQs

Do inpatient benefits cover pre-existing conditions?

Our policies define ‘pre-existing conditions’ as any injury, illness, condition, or symptom presented prior to the commencement of the policy whether or not it is congenital or acquired, and whether or not the condition has been diagnosed. Bowtie Corp Medical Insurance Plan does not cover ‘pre-existing conditions’.

Can the employee dependents join Bowtie Corp Medical Insurance Plan as well?

To provide more holistic medical protection to the employees, employers can enroll in the Bowtie Corp Medical Insurance Plan for the spouse and kids of their employees. Even for parents (applicable to Basic Bronze only).

Does Bowtie Corp Medical Insurance Plan provide pregnancy coverage to employees?


Diagnostic of pregnancy or resulting childbirth, abortion, miscarriage, or any complications from the above are excluded in the policy coverage. However, the Insured Person can access obstetrics and gynecology specialist consultation services at Bowtie’s Member Exclusive Price.

What dental benefits are covered by Bowtie Corp Medical Insurance Plan?

Dental benefits are applicable to Pro Bronze, Pro Silver, and Pro Gold only. Dental benefits include oral examinations, scaling and polishing, accidental denture treatment, extraction and filling, and dental X-ray.

Besides, the Insured Person from all plans can enjoy oral examinations, scaling, and polishing services with Member Exclusive Price under the BowtieGo medical network.

Does Bowtie Corp Medical Insurance Plan cover outpatient benefits of seeing specialists and general practitioners?

The consultation costs of specialists and general practitioners are covered by Pro Bronze, Pro Silver, and Pro Gold only. Moreover, the Insured Person from all plans can seek specialists and general practitioners consultation with Member Exclusive Price under the BowtieGo medical network.

Will there be any adjustment on the premium?

The premium of our plans is subject to less fluctuation across years. It’s because package plans have a bigger pooling effect—shared by more company groups—and the overall claims experience is more stable. Bowtie Corp Medical Insurance Plan is a package plan, and the adjustment on the premium is smaller when compared to tailor-made plans.

In contrast, the renewal premium of tailor-made plans could be highly volatile as it’s determined by the claim ratio of SMEs. The higher the claim ratio, the higher the renewal premium. This hinders the cost control of SMEs.

In short, package plans are better for SMEs that are cost-conscious.

If there’s any change in the member list, a premium adjustment will be paid by (or refunded to) you to reflect such a change by the end of each policy year.

What is Member Exclusive Price?

Member Exclusive Price is a special price that the Insured Person can enjoy for outpatient and dental services under the BowtieGo medical network.

Member Exclusive Price varies by practitioners and is subject to change from time to time. Please refer to the customer portal for the latest information.

Is there any underwriting (i.e. health declaration) required?

You do not need to go through an underwriting process when purchasing this Bowtie product.

Is there any lower limit for the number of employees?

Apart from Basic Bronze, there must be at least 3 employees for the eligible application of Bowtie Corp Medical Insurance Plan.

Bowtie Corp Medical Insurance Plan is different

Transparent premiums
Cover part-time staff and family members
No amount limit for online claims
Questions?We’re happy to help!
We’ll follow up via email or phone within 2 working days. We’ll answer your questions, help you choose a plan that fits and assist you in the online application.
By proceeding to the next page, you acknowledge and confirm that you have read and understood the Personal Information Collection Statement of Bowtie and agree to the use and transfer of your personal data by Bowtie in accordance with the PICS, including the use and provision of your personal data for the purpose of direct marketing.
If you are not agree to the use and transfer of your personal data by Bowtie in accordance with the PICS, including the use and provision of your personal data for the purpose of direct marketing, Please uncheck below checkbox.

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Remarks:
Customers should purchase a plan according to their company’s needs or actual conditions.
The above is for reference only, please refer to the policy provisions for the detailed terms and conditions. Bowtie Corp Medical Insurance Plan is underwritten by Bowtie and is intended only for sale in Hong Kong.