A brand-new supplementary medical plan tailored for public hospital services. It helps individuals with early-stage "Three Highs" (hypertension, hyperglycemia, hyperlipidemia) and diabetes bridge the gap of long waiting times and expensive self-financed items within an affordable budget.
- HK$500,000 Annual Benefit Limit: Covers expensive self-financed items in public hospitals (such as targeted therapy drugs, cardiac stents, and artificial joints) with up to an 80% reimbursement rate.
- Tailored for Those Rejected Insurance Application: Specially designed for individuals with early-stage "Three Highs", diabetes, and early-stage cancer survivors. No medical examination is required if health indicators are stable.
- Private Route for Designated Surgeries: The Upgrade Plan covers 182 common surgeries with the longest public waiting lists, giving you direct access to designated private hospitals in Hong Kong (such as CUHK Medical Centre, Gleneagles Hospital) and the Greater Bay Area, bypassing public hospital queues.
- Hassle-Free Cashless Arrangement: Features a 1-on-1 claims specialist to guide you through the process, with cashless settlement available at designated private hospitals for eligible cases.
Subject to policy terms and conditions.
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