Making Insurance Simple: Medical Insurance Premium Calculators

Bowtie offers a range of VHIS plans suitable for different needs and budgets:

VHIS Standard: This provides basic coverage for your healthcare needs.
VHIS Flexi Regular: This is a more flexible plan that provides additional coverage options.
VHIS Flexi Plus: This is the most comprehensive plan, offering higher coverage limits and more benefits

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The Bowtie Pink VHIS Plan is a flexi plan offering three options with varying coverage limits and ward types, allowing higher coverage at lower premiums through customizable deductibles.

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Tired of sky-high private hospital bills but hesitant about purchasing VHIS? Bowtie Pink provides full coverage*, with long-term premiums are substantially lower than market rates^.

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^{*Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy.}
^{^For example, with Bowtie Pink (Ward) and the deductible option HK$80,000, the monthly premium for a 30-year-old non-smoker is HK$186. The premium comparison above is based on similar medical insurance plans with the ward level (data source on 27, July 2023), HK$50,000 to HK$80,000 deductibles, for a 30-year-old non-smoker. Different medical insurance plans have different coverage and benefit limits. For details, please refer to the relevant insurance policy and its terms and conditions.}

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