Bowtie 限時優惠之條款及細則

Bowtie 限時優惠(「此優惠」)只適用於 2024 年 6 月 14 日至 2024 年 6 月 27 日期間(包括首尾兩天)(「推廣期」)期間成功批核及獲繕發之指定保單(「合資格保單」)

  1. 新客戶使用優惠碼【HEYJUNE】於推廣期內成功投保合資格保單,可享有以下優惠:
    a. 任何 Bowtie 自願醫保:首年保費 65 折及 2 次人工智能眼睛健康篩查服務(「此人工智能眼睛健康篩查服務」);
    b. 任何 Bowtie 危疾保:首年保費 75 折及一年 MyDoc 視像會診服務(「此視像會診服務」);
    c. Bowtie 人壽保:首年保費 65 折;
    d. Bowtie 戰癌保或 Bowtie 觸木保:首年保費 65 折。
  2. 新客戶是指從未持有或成為任何 Bowtie 個人保險保單的受保人。
  3. 此人工智能眼睛健康篩查服務由眼鏡 88 有限公司 (「眼鏡 88」) 所提供,此服務由 Bowtie 贊助。客戶可根據指示享用優惠。受以下條款約束:
    a. 此服務只限合資格 Bowtie 自願醫保保單的受保人或保受保人的兩位親屬 (兩位親屬中可包括保險保單持有人)。
    b. 此服務會透過全自動眼底相機、感測器自動化系統及語音導航系統,進行眼底拍攝。透過深度學習技術,系統能自動去識別眼底圖像上的結構特徵,通過系統的人工智慧演算法,為相關健康風險進行自動風險分級。客戶可根據指示透過手機掃描 QR 碼取得報告。
    *眼底是指眼球的後半部分,包括黃斑點、視網膜、視神經頭及視網膜血管等重要眼部結構。一些常見的眼疾,甚至是心血管疾病,都有機會引起眼底發生異常的變化。
    c. 自動風險分級項目包括:
        i.     糖尿眼(糖尿病性視網膜病變)
        ii.    青光眼
        iii.   重度白內障
        iv.   心血管健康 (此項數據只適用於40至80歲人士)
    d. 此服務之限制:
        i.    瞳孔小於 3 mm或眼皮較鬆弛遮蓋了眼睛會影響拍攝
        ii.   患有斜視、眼球震顫或曾更換人工晶體的人士可能無法拍攝適用的眼底相
    e. 此服務須視乎眼鏡 88 實際營運情況而定,客戶需依照由 Bowtie 發出之換領電郵內的指引,預約指定眼鏡 88 分店地址進行檢查。
    f. 此服務並不可視作取代專業醫療意見之用。閣下應就自己的健康需要,諮詢閣下的主診醫生或醫療機構。
    g. 此眼睛健康篩查服務有效期已列明於換領電郵中,客戶須於已列明的有效期內兌換此眼睛健康篩查服務,否則該名額將作廢無效,並不獲補發。
    h. 每張服務劵 (或每個服務編碼) 只能供一人使用及只可使用一次,並於使用後即時作廢。
  4. 此視像會診服務由 Bowtie 第三方服務供應商所提供,此視像會診服務由 Bowtie 贊助。受以下條款約束:
    a. 此視像會診服務只限年滿 8 歲或以上的合資格保單受保人享用,不可轉讓。
    b. 此視像會診服務項目包括:
    - 客戶可於服務合約期內根據 Bowtie 客戶平台的 MyDoc 指引無限次使用視像會診服務 (免診金及藥物費用)。
    - 包含兩日基本藥物,連藥物運費及醫生紙 (如適用)
    c. 遙距視像會診受 MyDoc 的條款與細則約束。如有任何有關遙距視像會診服務之爭議,MyDoc 保留最終決定權。
    d. 此視像會診服務須視乎第三方供應商實際營運情況而定,客戶需依照由 Bowtie 發出之換領信內的指引預約及兌換服務。
    e. 遙距視像會診服務時間: 星期一到五由早上9:00 至下午7:00,星期六早上9:00至下午01:00。公眾假期及黑色暴雨警告或八號或以上颱風信號生效日子除外。
    f. 線上提交個人資料並簽署服務同意書,客戶必須登入 Bowtie 平台才能使用此服務。如果客戶尚未滿18歲,其家長/監護人需要陪同並提供個人資料作登記。
    g. 客戶無須下載任何軟件或手機程式進行遙距視像會診。
    h. 等待醫生進行診症,客戶將需要使用帶攝像頭的智能手機或設備進行遙距視像會診,每一節診症時間大約為15-20 分鐘。
    i. 如果醫生在診症後表示需要藥物治療,藥物,以及收據 (如有需要) 會以快遞形式寄送到閣下登記之送貨地址。藥物送抵時, 客戶出示快遞識別碼, 即可收取藥物。需要冷藏的藥物恕不獲安排快遞寄送。除公眾假期及黑色暴雨警告或八號或以上颱風信號在香港生效的日子外,送貨服務時間為星期一到五上午9:00至晚上11:00,星期六上午9:00至下午5:00。離島區 (如: 大嶼山、南丫島、長洲、馬灣及珀麗灣;東涌除外)及可能需要有關政府部門的許可才能進入之邊境禁區 (如: 沙頭角、打鼓嶺、落馬洲) 恕不獲安排快遞寄送,敬請留意。
    j. 遙距視像會診是應用音頻,視頻或其他電子通訊工具與病人交流及與醫療人員咨詢或/和翻閲病人的醫療記錄以用於診斷,治療,跟進或/和教育。遙距視像會診讓病人無需出門也能接受醫療服務。使用視像會議軟件提供醫療服務是一種新的科技,有機會不能等同於病人與醫生直接接觸與問診。
  5. Bowtie 將於保單生效起 45 天後發出此眼睛健康篩查服務及此視像會診服務之換領電郵,客戶可根據指示享用優惠。
  6. 此眼睛健康篩查服務及此視像會診服務不可更換、退回、轉換其他禮品,或與其他推廣優惠同時使⽤。
  7. 如保單持有人於合資格保單的首個保單年度終結前取消保單或退保,Bowtie 有權追討有關此眼睛健康篩查服務及此視像會診服務之費用。
  8. Bowtie 並非此眼睛健康篩查服務及此視像會診服務之供應商,此眼睛健康篩查服務由眼鏡 88 提供。由此服務或其他眼鏡 88 提供的服務所產生之任何責任,及有關服務之任何問題或投訴或其相關服務質素,Bowtie 概不負責,請直接與有關供應商或第三方聯絡或查詢。此視像會診服務由 MyDoc 提供。由此服務提供的服務所產生之任何責任,Bowtie 概不承擔。如對此服務有任何問題,請向 support@my-doc.com 查詢。
  9. Bowtie、眼鏡 88 及 MyDoc 對此優惠保留最終決定權,並有權終止或用同等價值及/或規格的獎品代替原先全部或部份服務及優惠而不作事前通知。
  10. 任何因電腦、網路等技術問題導致投保人所遞交的資料有所遲延、遺失、錯誤的情況,Bowtie 毋須負上任何責任。所有與投保有關之日期及時間(包括但不限推廣期)均以 Bowtie 的時間紀錄為準。

Bowtie Limited-time Offer Terms and Conditions

Bowtie Limited-time Offer ("the Offer") is only applicable to the policy ("Eligible Policy") that is successfully submitted and issued from Jun 14, 2024 to June 27, 2024 (”Promotion Period”).

  1. New customer who successfully applies with the promo code 【HEYJUNE】for designated products can enjoy the following offers:some text
    • Any Bowtie VHIS Plan: 35% off first-year premium;
    • Any Bowtie Critical Illness plan: 25% off first-year premium and 1-year MyDoc Telemedicine Service (“the Telemedicine Service”);
    • Bowtie Term Life: 35% off first-year premium;
    • Bowtie Cancer Fighter and Bowtie Touchwood Protector: : 35% off first-year premium.
  2. “New Customer” refers to the insured person who has never been under the protection of or held any Bowtie individual insurance policy.
  3. The AI Eye Health Screening is provided by Optical 88 Ltd. ("Optical 88"), which the gift is sponsored by Bowtie. Customers can enjoy the AI Eye Health Screening according to the instructions in the redemption email. Terms and conditions apply:some text
    • This service is only applicable to the eligible insured person or two immediate family members of the insured person. The two immediate family members of the insured person can also include the policyholder.
    • This service is conducted by an automated system with a fully automatic fundus* camera, sensor automation system, and voice navigation system to perform fundus imaging. Through deep learning technology, the system can automatically identify structural features in the fundus images and grade the relevant health risk using artificial intelligence algorithms. Customers can obtain the report by scanning the QR code using their mobile phones with instructions indicated.
      *The fundus refers to the posterior part of the eye, which includes the important ocular structures such as the macula, retina, optic disc, and retinal blood vessels. Some common eye diseases, and even cardiovascular diseases, have the potential to cause abnormal changes in the fundus.
    • The automated risk grading includessome text
      1. Diabetic Retinopathy
      2. Glaucoma
      3. Severe Cataract
      4. Cardiovascular Health (Results of this item are only applicable to participants within 40-80 years old)
    • Limitations of this service:some text
      1. Individuals with pupils smaller than 3mm or droopy eyelids may affect the quality of the images captured.
      2. Good quality fundus images may not be obtained for individuals with strabismus, nystagmus, or IOL implantation.
    • This service is subject to the actual operating conditions of Optical 88. Customers need to make an appointment in advance with a designated OPTICAL 88 store according to the instruction in the redemption email sent out from Bowtie, and must present the redemption email and the code upon redemption. 
    • This service should not be taken as a substitute for professional medical advice. You should consult your primary healthcare provider or medical institution regarding your specific health needs. 
    • The validity period of the AI Eye Health Screening is clearly stated in the redemption email. Customers must redeem the service within the stated validity period, otherwise the quota will be forfeited and will not be re-issued.
    • Each service voucher (or voucher code) can only be used by one person and be used once, and will be immediately invalidated after use.
  4. The Telemedicine Service is provided by the third party provider and sponsored by Bowtie. Terms and conditions apply:some text
    • The Telemedicine Service is only available to Eligible Policy insureds aged 8 or above and is non-transferable.
    • The Telemedicine Service includes:
      a. The Service entitles customers to use the Telemedicine Service in accordance with the instructions of MyDoc shown in the Bowtie customer portal within the relevant Service contract period for unlimited number of times (no charge for consultation with a general practitioner and medicine).
      b. Includes basic 2-day basic medication, delivery and sick leave certificate (if applicable).
    • The Telemedicine Service is subject to the Terms and Conditions of MyDoc. In case of any disputes regarding the service, the decision of MyDoc shall be final and binding.
    • The Telemedicine Service is subject to the actual operating conditions of the third party provider. Customers are required to follow the instructions provided in the redemption email issued by Bowtie to make appointments and redeem the Telemedicine Service. 
    • The service time of the Telemedicine Service is from Monday to Friday 9:00am to 7:00pm and Saturday from 9:00am to 1:00pm (Except public holidays and black rainstorm warning or typhoon warning signal No. 8 or higher or extreme conditions are in effect). 
    • Submit personal information and sign the service agreement online. Customers must login to Bowtie online platform to use this service. If the Customer is under the age of 18, the patient's parent or guardian shall provide his/her personal information for registration and shall be present during the consultation. 
    • Customers are not required to download any software or mobile application to use the service. 
    • Wait for the doctor to start the consultation. Customers will need to use a smartphone or device with a camera for this service. The consultation time for each session is approximately 15-20 minutes.
    • If medication is required after consultation, the prescribed medicine and receipt (if required) will be sent to your registered delivery address by courier. Please note that medicine which requires refrigeration will not be arranged for delivery. Delivery service hours are Monday to Friday 9:00am to 11:00pm and Saturday 9:00am to 5:00pm (except public holidays and black rainstorm warning or typhoon warning signal No. 8 or higher or extreme conditions are in effect). Delivery service is not available to outlying islands (e.g. Lantau Island, Lamma Island, Cheung Chau, Ma Wan and Park Island; with the exception of Tung Chung) and frontier closed areas where a permit from relevant government departments may be required for entry (e.g. Sha Tau Kok, Ta Kwu Ling and Lok Ma Chau). 
    • Telemedicine service involves the use of audio, video or other electronic communications to interact with you, consult with your healthcare provider and/or review your medical information for the purpose of diagnosis, therapy, follow-up and/or education. It allows you to receive medical services that may otherwise require you to travel long distances. The use of video technology to deliver healthcare and educational services is a new technology and may not be equivalent to direct patient to physician contact.
  5. Bowtie will send out a redemption email after 45 days after the policy becomes effective. Customers can enjoy the AI Eye Health Screening and the Telemedicine Service according to the instructions in the redemption email.
  6. The AI Eye Health Screening and the Telemedicine Service cannot be exchanged, returned, exchanged for other gifts, or used in conjunction with other promotional offers.
  7. If the policyholder cancels or surrenders the Eligible Policy before the end of the first policy year, Bowtie shall have the right to recover the fee of the AI Eye Health Screening and the Telemedicine Service.
  8. Bowtie is not the provider of the AI Eye Health Screening or the Telemedicine Service. AI Eye Health Screening is provided by Optical 88. Bowtie is not responsible for any liability arising out of the AI Eye Health Screening or other services provided by Optical 88, nor for any problems or complaints about the service or its related service quality, please contact or inquire directly with the relevant supplier or third party. Telemedicine Service is provided by MyDoc. Bowtie will not be liable for any liability arising from these services or other services provided by MyDoc and its underlying service quality. Please email support@my-doc.com for any queries about the Telemedicine Service.
  9. Bowtie, Optical 88 and MyDoc reserve the right of final decision on the above promotions and reserve the right to suspend, terminate, or substitute the AI Eye Health Screening or the Telemedicine Service with an alternative gift with equal monetary value and/or specification and change the details of the Offer without prior notice.
  10. Bowtie will not be liable for any matter or loss in relation to submission delay, loss, and any information transmission error due to technical problems including but not limited to any computer or internet network issues. All dates and times related to the Offer.