Bowtie is an authorized virtual insurance company that meets the same high standards that customers and Insurance Authority expect of traditional insurers. Backed by Sun Life and leading international investors, Bowtie offers commission-free Voluntary Health Insurance Scheme (VHIS) Standard Plan.
You can apply, get insured and claim directly through our powerful online platform. If you have any questions, you can contact our customer service team for assistance.
Our policies are paid monthly on pay-as-you-go basis, commission-free and have no surrender fees. No medical examinations are required.
Your personal data is verified and secured with our double encrypted system. By using technology to reduce operational costs, we strive to maximize the insurance value for you.
Bowtie VHIS Standard Plan
*BowtieCash pays for your medical costs that exceed your VHIS Standard Plan coverage (1)
(1) Subject to terms and conditions. For details, please refer to BowtieCash Program.
The Bowtie team is full of entrepreneurial spirit and passion needed to transform the insurance industry. As technology continues to rise, I believe the insurance market needs a new force like Bowtie to bring basic medical protection to every Hong Kong citizen.
Former Financial Secretary
As part of our digital transformation strategy, this is a strategic investment by Sun Life in a Hong Kong based start-up that strengthens our market position. We believe in Bowtie’s vision and commitment to enhancing the customer experience. Our investment complements our business, while enabling new distribution modes through the latest technology and digital innovations.
CEO of Sun Life Hong Kong
The first virtual insurer (Bowtie) approved under the Fast Track is a local startup interested in providing products with simple structure, high protection element and low premium through bespoke digital distribution channels without the involvement of intermediaries.
Insurance Authority of Hong Kong
Strategic Investor of Bowtie,
established in Hong Kong for
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