Bowtie is an authorised life insurance company and HongKong’s very first virtual insurer approved by the Insurance Authority. Here’s how Bowtie compares to traditional insurance companies.
Same
Same
Protection-focused
Savings-focused
Online
Insurance Intermediaries (Agent, Broker, Bank)
Commission-free
Deducted from Premiums
Online
By Mail or through Insurance Intermediary
Provided by Customer Service Officers
Provided by Insurance Intermediary
As fast as 10 minutes
Between 3 days to 3 weeks or more
Monthly
Monthly, Annually or Single Payment
Pay-as-you-go basis and no surrender fees
1 year to 20 years
Same
Same
Get More with Modern Tech
We rebuilt an insurance company from scratch and replaced everything with technology. As a result, we’re able to maximise protection value for our customers.
No Strings Attached
Our policies are on a pay-as-you-go basis. If you decide to terminate your policy, we won’t charge any surrender fees.
World-class Risk Management
Backed by Sun Life Financial and leading international reinsurers, Bowtie adheres to the regulatory capital requirements to sustain along-term and stable insurance company.
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