You will have to choose one plan level as your Policy’s main coverage (Core Plan Level), while you could flexibly purchase the Startup Level as your Policy’s Supplementary Plan Level for those employees and/or their dependent where the Core Plan Level’s eligibility requirement are not met.

You can easily add or terminate coverage on employees through Bowtie’s online platform. It is important that you keep the information you have with us up-to-date, especially if there are changes to member list. A premium adjustment will be paid by (or refunded to) you to reflect such change by the end of each Policy Year.

You do not need to go through any underwriting process when purchasing this Bowtie product.

The Insured Person can enjoy special price when accessing Outpatient and Dental services under the Bowtie Medical Network.

Member exclusive price varies by practitioners and is subject to change from time to time. Please refer to the customer portal for latest information.

The Insured Person from all Plan Levels can access to specialist consultation with member exclusive price, including Cardiology, Cardio-thoracic Surgery, Clinical Oncology, Endocrinology, Diabetes & Metabolism, Gastroenterology & Hepatology, Geriatric Medicine, Medical Oncology, Neurosurgery, Obstetrics & Gynecology, Ophthalmology, Orthopedics & Traumatology, Otorhinolaryngology, Plastic Surgery, General Surgery and Urology.

The Insured Person from all Plan Levels have access to Dental Services, including oral examination, scaling and polishing at member exclusive price.

Diagnostic of pregnancy or resulting childbirth, abortion, miscarriage or any complications from the above are excluded in the policy coverage. However, the insured person can access to Obstetrics & Gynaecology specialist consultation services at Bowtie’s member exclusive price.

To provide a more holistic medical protection to the employees, employer can enroll Bowtie Group Medical Insurance Plan for any spouse, kids or parents (Supplementary Plan level only) of their employees.