Contact us
Bowtie Corp Medical Insurance Plan

Get enterprise-level coverage with small premium

Contact us

Limited time offers

Free comprehensive eye examination
From now until 30 Sep 2022, eligible new policyholders of Pro Bronze / Pro Silver / Pro Gold can enjoy comprehensive eye examination (valued at $3,190) for FREE.
# Eligible Policy should have at least 5 staff members or above, where a quota of 5 staff members is applicable for the said eye examination.
* Terms and Conditions applied. Optical 88 is the service provider of comprehensive eye examination and the service is sponsored by Bowtie.
Free “Workplace Mental Wellness Video” subscriptions
From now until 30 Sep 2022, eligible new policyholders of Pro Bronze / Pro Silver / Pro Gold can enjoy “Workplace Mental Wellness Video” subscriptions for FREE (Value at $388).
* Terms and Conditions applied. Sofasoda is the service provider of “Workplace Mental Wellness Video” and the service is sponsored by Bowtie.

For SMEs that really care about their employees

2 series, 6 plans
Choose 1 that fits your needs

Enjoy Member Exclusive Price as low as 50% off1

Simply show the QR code to access our network of dentists and specialist doctors with discounts. No claims process.

Protect your staff, as well as their family

Our Basic Bronze plan covers parents too! Protect your staff’s family so they can focus on your company.

As low as $98/month per member2, including body check3

Inpatient benefits plus annual body check3 for your staff to stay healthy.

Basic Bronze

$10
Per member/month

Basic Silver

$98
Per member/month

Basic Gold

$198
Per member/month
Inpatient benefit amount
Cover 80% medical costs
$20,000/year
$50,000/year
Outpatient discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
Dental discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
Body check
Contact us
See all details
Including Coverages, Exclusions, and Key Product Risks
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs.
2. Applicable to Basic Silver only. The price listed above is per member per month.
3. Applicable to all plans (except Basic Bronze).

Just $30 to see any doctors

For just $30^, you can visit any registered doctors in any field.

Forget the referral letter

Your eligible claims for specialist consultation fees are now referral-letter-free.

Inpatient claims are simple Maths

No sub-limits within inpatient coverage! You can reimburse your hospital expenses easily.

Pro Bronze

$328
Per member/month

Pro Silver

$428
Per member/month

Pro Gold

$598
Per member/month
Inpatient benefit amount
Cover 80% medical costs
$20,000/year
$50,000/year
$80,000/year
Outpatient benefit^
Max. 30 visits per year; HK$30 co-payment per visit
All registered doctors
All registered doctors
All registered doctors
General practitioner
Chinese medicine practitioner
Specialist
Chiropractor
Referral letter required
Physiotherapist
Referral letter required
Diagnostic imaging and laboratory tests
Referral letter required
Dental benefits
Body check
Contact us
See all details
Including Coverages, Exclusions, and Key Product Risks
^ The minimum payment per visit (co-payment) is HK$30. Full reimbursement (except the co-payment HK$30) for eligible expenses under the benefit limit. For detailed benefit limits, please refer to Policy Terms & Conditions.

Go digital and free up your time

Claim online anytime, anywhere
1
Log into the Bowtie Online Platform
2
Answer a few simple questions
3
Upload the required documents to claim
Everything simplified, all in one place
Paperless process
Check policy info with one click
We’re here when you need help
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners
Our partners

Partners from startups, SMEs, and well-known brands use our commercial solutions.

Uber logo
logo of Cyberport
SVHK logo
Pickkup logo
Fevaworks logo
The most authoritative award in the insurance industry

How Bowtie can help SMEs?

Company Size
5 Employees
Founded
4 Years
Plan
Basic Silver
PressPlay was founded in 2016 in Taiwan. With a strong belief in maximizing the influence, PressPlay has developed 3 core businesses: PressPlay Academy (PPA), PressPlay Next (PPX) and PressPlay Connect (PPC). By the end of 2018, PressPlay chose Hong Kong as its first overseas station and established Hong Kong PressPlay Limited, which is now the largest KOL agency in Taiwan and Hong Kong.

Challenge

Small-scale startups can hardly get insured with traditional insurance policies.

As a startup in Hong Kong, PressPlay's employees work round the clock for the company. That’s why PressPlay insists on providing basic medical coverage for its employees with limited resources. However, when considering corporate medical insurance plans from traditional and virtual insurance companies, we realized most traditional insurers refuse to provide protection to a small company with only a few employees. Therefore, we chose Bowtie at last. Not only did Bowtie have a professional team which shared with us a suitable corporate plan, but they also explained each insurance item in detail.

Solution

What we like most about Bowtie is that it offers a cost-effective plan for companies with as few as 3 employees and with comprehensive coverage at a low cost.

Bowtie makes the price and benefit items transparent, and the platform design and tips make the product easy to understand. Of course, what we like most about Bowtie is that it offers a cost-effective plan for companies with as few as 3 employees and provides comprehensive coverage (inpatient claims, outpatient discounts and annual medical check-up) at a low cost to SMEs.

Even without an intermediary, there is a dedicated specialist to follow up on the policy, and you can also check the progress of your claims or get advice on medical services in real-time. With the patience and professionalism of the customer service team, we can see that Bowtie is reinventing the experience for group medical insurance plans.

Cynthia Huang
Business Director, Hong Kong



The above is customer experience for sharing and reference only. Information contained herein should not be regarded or interpreted as an offer, solicitation, or a recommendation to sell, purchase or subscribe to any Bowtie products. Please refer to the policy provisions for the detailed terms and conditions.

Company Size
400 Employees
Founded
7 Years
Plan
Customised
The “Healthier, Happier” programme, in collaboration with Bowtie, is a fun way to engage colleagues to pay attention to their health. Meanwhile, it also provides them with personalised improvement suggestions so that they can be in their best shapes to tackle the challenges of work and life.

Challenge

Basic medical coverage does not satisfy employees' needs for medical benefits.

Inpatient and outpatient benefits are the standard benefits offered by fintech companies. Often, employees think that no sign of illness means good health, yet diseases can come instead obscurely.

Solution

WeLab has teamed up with Bowtie for a 12-week health challenge called the “Healthier, Happier Wellness Program” for their young team of over 400 people.


While traditional group medical insurance plans only offer discounts on health services or online shopping apps, Bowtie’s group medical insurance has taken the coverages for corporate customers to the next level. In addition to basic medical coverage, Bowtie focuses on providing pre-health services so that chronic diseases can be diagnosed early and treated promptly.

Recognising that prevention is better than cure, WeLab joined hands with Bowtie to run a 12-week health challenge called the “Healthier, Happier Wellness Program” for our young team of over 400 people. Through interactive and gamified pre-health sessions, the WeLab team was made more aware of their health. Meanwhile, the programme also revealed some of the health risks that are often overlooked by Hong Kong people.

Bowtie has sent experts in various fields, such as optometrists, dietitians, Chinese medicine practitioners and sleep coaches, to the WeLab office to provide consultation services. Together with a 24/7 online dietitian consultation system, participants were able to receive feedback and suggestions. This 12-week health challenge is unlike any traditional health seminar or health mobile app alone. With the combination of interactive preventive health sessions and on-site consultation booths, the WeLab team was able to acknowledge the importance of preventive healthcare.

Bowtie has strived to provide preventive healthcare to the WeLab team and build a community of wellness through improving their eating habits, sleep quality and exercise habits. By inviting medical experts, representatives of well-known brands and professional athletes to share their experiences and encouraging participants to improve their health, Bowtie has also redefined the way insurers cover their corporate customers, making their services more attractive.

Not only have WeLab employees become more health-conscious and proactive in addressing potential health risks, but the health service has also strengthened the bond between employees and created a sense of belonging to the company.

Customer Review

"Putting people first" has always been a core value of WeLab, and the wellness of our colleagues is a core part of our people strategy.

The "Healthier, Happier" programme, in collaboration with Bowtie, is a fun way to engage colleagues to pay attention to their health and wellness, as well as providing them with personalised suggestions so that they can be in their best shape to tackle the challenges of work and life.

Nancy
Group Head of People & Culture



The above is customer experience for sharing and reference only. Information contained herein should not be regarded or interpreted as an offer, solicitation, or a recommendation to sell, purchase or subscribe to any Bowtie products. Please refer to the policy provisions for the detailed terms and conditions.

Company Size
90+ Employees
Founded
6 Years
Plan
Pro Gold
Snapask brings together passionate tutors to deliver knowledge via their platform and create an effective learning journey in the long run. Due to the rapid growth of the business, Snapask is actively recruiting more talents to join the team. Snapask currently offers employee benefits such as computer allowances, self-study leave, financial assistance and the Bowtie group medical insurance plan.

Challenge

Traditional group medical insurance plans lack flexibility.

Group medical insurance plans in the market have limited medical network options, where employees can only visit designated clinics or doctors and have to carry a physical medical card with them. On the other hand, the industry does not pay much attention to part-time employees, making it difficult for employers to choose the right plans for them.

Solution

There are no medical network restrictions for employees. They can visit any registered doctor for HK$305 per visit and part-time tutors can also enjoy the same benefits. 

Bowtie Online Portal is easy to use, allowing employees to enquire, apply and claim in one go. We have all experienced the convenience of going digital. From product design to one-stop platform operation, everything matches the needs of young talents and helps Snapask improve the efficiency of managing staff benefits. Snapask appreciates the flexibility of Bowtie’s plan as both full-time and part-time tutors can visit any registered doctors for HK$305 per visit, without network restrictions.



5 The minimum payment per visit (co-payment) is HK$30. Full reimbursement (except the co-payment HK$30) is available for eligible expenses under the benefit limit. For detailed benefit limits, please refer to Policy Terms & Conditions.

The above is customer experience for sharing and reference only. Information contained herein should not be regarded or interpreted as an offer, solicitation, or a recommendation to sell, purchase or subscribe to any Bowtie products. Please refer to the policy provisions for the detailed terms and conditions.

FAQs

Will there be any adjustment on the premium?

The premium of our plans is subject to less fluctuation across years. It’s because package plans have a bigger pooling effect—shared by more company groups—and the overall claims experience is more stable. Bowtie Corp Medical Insurance Plan is a package plan, and the adjustment on the premium is smaller when compared to tailor-made plans. 

In contrast, the renewal premium of tailor-made plans could be highly volatile as it’s determined by the claim ratio of SMEs. The higher the claim ratio, the higher the renewal premium. This hinders the cost control of SMEs. 

In short, package plans are better for SMEs that are cost-conscious.

If there’s any change in the member list, a premium adjustment will be paid by (or refunded to) you to reflect such a change by the end of each policy year.

What is Member Exclusive Price?

Member Exclusive Price is a special price that the Insured Person can enjoy for outpatient and dental services under the BowtieGo medical network.

Member Exclusive Price varies by practitioners and is subject to change from time to time. Please refer to the customer portal for the latest information.

Does Bowtie Corp Medical Insurance Plan cover outpatient benefits of seeing specialists and general practitioners?

The consultation costs of specialists and general practitioners are covered by Pro Bronze, Pro Silver, and Pro Gold only. Moreover, the Insured Person from all plans can seek specialists and general practitioners consultation with Member Exclusive Price under the BowtieGo medical network.

What dental benefits are covered by Bowtie Corp Medical Insurance Plan?

Dental benefits are applicable to Pro Bronze, Pro Silver, and Pro Gold only. Dental benefits include oral examinations, scaling and polishing, accidental denture treatment, extraction and filling, and dental X-ray.

Besides, the Insured Person from all plans can enjoy oral examinations, scaling, and polishing services with Member Exclusive Price under the BowtieGo medical network.

Does Bowtie Corp Medical Insurance Plan provide pregnancy coverage to employees?

Diagnostic of pregnancy or resulting childbirth, abortion, miscarriage, or any complications from the above are excluded in the policy coverage. However, the Insured Person can access obstetrics and gynecology specialist consultation services at Bowtie’s Member Exclusive Price.

Can the employees' dependents join Bowtie Corp Medical Insurance Plan as well?

To provide more holistic medical protection to the employees, employers can enroll in the Bowtie Corp Medical Insurance Plan for the spouse and kids of their employees. Even for parents (applicable to Basic Bronze only).

Do inpatient benefits cover pre-existing conditions?

Our policies define ‘pre-existing conditions’ as any injury, illness, condition, or symptom presented prior to the commencement of the policy whether or not it is congenital or acquired, and whether or not the condition has been diagnosed. Bowtie Corp Medical Insurance Plan does not cover ‘pre-existing conditions’.

Is there any lower limit for the number of employees?

Apart from Basic Bronze, there must be at least 3 employees for the eligible application of Bowtie Corp Medical Insurance Plan.

Is there any underwriting (i.e. health declaration) required?

You do not need to go through an underwriting process when purchasing this Bowtie product.

Want to know more about our Group Medical?

Remarks:
Customers should purchase a plan according to their company’s needs or actual conditions.
The above is for reference only, please refer to the policy provisions for the detailed terms and conditions. Bowtie Corp Medical Insurance Plan is underwritten by Bowtie and is intended only for sale in Hong Kong.