AFFORDABLE TO ALL SMEs

Bowtie Group Insurance

Limited Time Offer: Upon successful application may enjoy Deliveroo dining e-vouchers+
Learn More

Special Plan Features

From $101/month, Flexible Upgrade to Different Plan Levels

Up to $50,000 on Death Benefits, Inpatient and Day Case Procedure Benefits. Unlimited2 Outpatient Visits and Dental Benefits. 

Innovative technology, A streamlined experience 

One-stop online platform for application, management and claims which can be easily self-served. No health condition declaration required, no waiting period.

Pursue Your Dream With the Teammates You Care

Protect your company’s biggest assets; we cover your employees and their parents3 too with annual body check4.

Includes General consultation, Chinese medicine practitioner consultation, specialist consultation and dental services. Unlimited visits to all outpatient services at Member Exclusive Price. No medical referral letter required, except for physiotherapy.

Over 800 Doctors 

Hong Kong Island 100+ | Kowloon 250+ |
New Territories 150+

Limited Time Offer:
Upon successful application
may enjoy Deliveroo dining
e-vouchers+

Choosing Cover That is Right For You

Start up LEvel

$10
Per Person, Per Month
Bowtie’s Recommendation
Best coverage to Startup Company
(Company size: 3 people and above)

Outpatient Benefits

Unlimited Visits

Reference Co-payment amount starting from: 5

General consultation:
$50/visit

Chinese Medicine Practitioner consultation:
$145/visit

Physiotherapy:
$220/visit

Chiropractic treatment: $240/visit

Specialist consultation: $140/visit

Sports therapy:
$540/visit

(Limited to BowtieGo Medical Network)

Inpatient and Day Case
Procedure Benefits

Dental Benefits

Reference Co-payment amount starting from: 5

$195/visit
(Limited to BowtieGo Medical Network)

Death Benefits

$3,000

Health Check-up / Year

Online policy application

management and claim through
our powerful digital platform

Eligibility

All Employee / spouse / child / parents

Growth LEvel

$98
Per Person, Per Month
Bowtie’s Recommendation
Comprehensive group medical &
life insurance protection
Annual Heath check-up per
Policy Year
(Company size: 3-20 people)

Outpatient Benefits

Unlimited Visits

Reference Co-payment amount starting from: 5

General consultation:
$50/visit

Chinese Medicine Practitioner consultation:
$145/visit

Physiotherapy:
$220/visit

Chiropractic treatment: $240/visit

Specialist consultation: $140/visit

Sports therapy:
$540/visit

(Limited to BowtieGoMedical Network)

Inpatient and Day Case
Procedure Benefits

80% of Eligible Expenses

Total $20,000/Policy Year

Dental Benefits

Reference Co-payment amount starting from: 5

$195/visit
(Limited to BowtieGo Medical Network)

Death Benefits

$20,000

Health Check-up / Year

(Recommended Retail Price $1,690)

Online policy application

management and claim through
our powerful digital platform

Eligibility

Employee / spouse / child

ENTERPRISE LEVEL

$198
Per Person, Per Month
Bowtie’s Recommendation
Upgraded group medical coverage Preferred plan for employees (Company size: 3-200 people)

Outpatient Benefits

Unlimited Visits

Reference Co-payment amount starting from: 5

General consultation:
$50/visit

Chinese Medicine Practitioner consultation:
$145/visit

Physiotherapy:
$220/visit

Chiropractic treatment: $240/visit

Specialist consultation: $140/visit

Sports therapy:
$540/visit

(Limited to BowtieGoMedical Network)

Inpatient and Day Case
Procedure Benefits

80% of Eligible Expenses

Total $50,000/Policy Year

Dental Benefits

Reference Co-payment amount starting from: 5

$195/visit
(Limited to BowtieGo Medical Network)

Death Benefits

$50,000

Health Check-up / Yea

(Recommended Retail Price $1,690)

Online policy application

management and claim through
our powerful digital platform

Eligibility

Employee / spouse / child

More Plan Details
Including Coverages , Exclusions and Key Product Risks

Frequently Asked Questions

1. What are “Core Plan Level” and “Supplementary Plan Level”?

You will have to choose one plan level as your Policy’s main coverage (Core Plan Level), while you could flexibly purchase the Startup Level as your Policy’s Supplementary Plan Level for those employees and/or their dependent where the Core Plan Level’s eligibility requirement are not met.

2. How do I update the member list?

You can easily add or terminate coverage on employees through Bowtie’s online platform. It is important that you keep the information you have with us up-to-date, especially if there are changes to member list. A premium adjustment will be paid by (or refunded to) you to reflect such change by the end of each Policy Year.

3. Is there any underwriting required to purchase this Policy?

You do not need to go through any underwriting process when purchasing this Bowtie product.

4. What is “Member Exclusive Price”?

The Insured Person can enjoy special price when accessing Outpatient and Dental services under the Bowtie Medical Network.

Member exclusive price varies by practitioners and is subject to change from time to time. Please refer to the customer portal for latest information.

5. Does Bowtie Group Insurance Plan include specialist consultation?

The Insured Person from all Plan Levels can access to specialist consultation with member exclusive price, including Cardiology, Cardio-thoracic Surgery, Clinical Oncology, Endocrinology, Diabetes & Metabolism, Gastroenterology & Hepatology, Geriatric Medicine, Medical Oncology, Neurosurgery, Obstetrics & Gynecology, Ophthalmology, Orthopedics & Traumatology, Otorhinolaryngology, Plastic Surgery, General Surgery and Urology.

6. Does Bowtie Group Insurance Plan cover Dental Services?

The Insured Person from all Plan Levels have access to Dental Services, including oral examination, scaling and polishing at member exclusive price.

7. Does Bowtie Group Insurance Plan provide pregnancy coverage to employees?

Diagnostic of pregnancy or resulting childbirth, abortion, miscarriage or any complications from the above are excluded in the policy coverage. However, the insured person can access to Obstetrics & Gynaecology specialist consultation services at Bowtie’s member exclusive price.

8. Can the employee dependents join the above Group Insurance Plan as well?

To provide a more holistic medical protection to the employees, employer can enroll Bowtie Group Medical Insurance Plan for any spouse, kids or parents (Supplementary Plan level only) of their employees.

Testimonials

Our employees were thrilled knowing we have partnered with Bowtie to provide group medical insurance for them. Since it is so affordable, we are able to provide the same coverage for their family as well. It really aligns with our company value - compassion and care - not only for our patients but for our employees and their families.

Creature Comforts Veterinary Group

Getting insurance from Bowtie was quick and easy. Policy information was readily available and I was able to subscribe to a policy with a few clicks. Very pleased with my experience with Bowtie.



Starlity Limited

Sunlife Logo

Backed by Sun Life Financial

Bowtie raised US$30M in Series A funding and was approved by the Insurance Authority to become
Hong Kong's first virtual insurer.

John Tsang and Fred

Bowtie is with you

Bowtie as a startup company, we understand how challenging your entrepreneurship journey is. While devoting your time to develop your core business, let us take care your health together with your team’s. Bowtie Group Insurance Plan is designed for Startups and SMEs to better fit for your need and help to manage your health protection easily.

Want to learn more about the protection for Start-ups and SMEs?

Call 3008 8123^, or chat with us via the chatbox now.
We will get back to you within 2 working days.

Bowtie values your thoughts and questions!
Fill out this form and we’ll reach out to help and follow up with you.
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Remarks –
1. Applicable to Startup Level only, the price listed above is per person per month.
2. Applicable to Outpatient and Dental services provided by BowtieGo Medical Network only.
3. Applicable to Startup Level only.
4. Applicable to Growth Level and Enterprise Level only.
5. Price listed above is reference from the BowtieGo panel doctors (last update on May 31,2020). Member exclusive price varies by practitioners and is subject to change from time to time.
Please refer to the customer portal for latest information.
^Bowtie Service Hotline number 3008 8123. Monday – Friday 9am to 7pm; Saturday 10am to 2pm.
* The above product information is for reference only. For detailed benefit limits, please refer to Policy Terms & Conditions.
Bowtie Life Insurance Company Limited is incorporated in Hong Kong with limited liability.
Bowtie Group Insurance Plan is underwritten by Bowtie and is intended only for sale in Hong Kong. The above is for reference only, please refer to the policy provisions for the detailed terms and conditions.
+Each dining e-voucher valued HK$100, voucher quantity is subject to the number of Insured Person of Core Plan Level in each eligible policy of Growth Level or Enterprise Level stated on the enrolment date. The dining e-vouchers are provided by Deliveroo Hong Kong Limited (Deliveroo), Terms and Conditions applied.