Up to 50% discount on your doctor’s visit1
Coverage for family members
Annual health checkups2
$30 for any outpatient visit1, TCM and specialists included
No network limitation
No referral letter required for specialist claims
Annual health checkups and dental scaling2
Outpatient consultation costs for specialists and general practitioners are covered under Pro Bronze, Pro Silver, Pro Gold, and Pro Platinum plans. Additionally, all plan levels include a BowtieGo membership, which entitles you to member-exclusive prices for general practitioners and specialists within the BowtieGo medical network.
Under our Pro Bronze, Pro Silver, Pro Gold and Pro Platinum plans, you can enjoy dental benefits including oral examinations, scaling and polishing, accidental denture treatment, extraction and filling, and dental X-ray. Additionally, all plan levels include a BowtieGo membership, which entitles you to member-exclusive prices for dental services within the BowtieGo medical network.
Diagnostic of pregnancy or resulting childbirth, abortion, miscarriage, or any complications from the above are excluded from our policy coverage. However, any Insured Person can access obstetrics and gynaecology specialist consultation services at member-exclusive prices.
To provide even more attractive employee benefits, employers can enrol the spouses and children of their employees in the same Bowtie Corp Medical Insurance plan.
In our policies, ‘pre-existing conditions’ are defined as any injury, illness, condition, or symptom presented prior to the commencement of the policy whether or not it is congenital or acquired, and whether or not the condition has been diagnosed. If an employee has been insured under any Bowtie Corp Medical Insurance Plan for more than one year, their ‘pre-existing conditions’ will be covered.
You can log in to Bowtie’s online portal to submit a claim application anytime and anywhere. Simply answer a few questions and upload the required documents, and you can complete the process in as little as 5 minutes.
Bowtie’s Corp Medical Insurance Plans are package plans by nature and are less prone to premium adjustments when compared to tailor-made plans on the market. In package group medical plans, risks are shared between many groups across a larger risk pool and the claims experience is more stable.
In contrast, the renewal premium of tailor-made plans could be highly volatile as it is determined by the company’s past loss ratio – the higher the claim ratio, the higher the renewal premium, making it more difficult for SMEs to control costs.
If the number of insured members changes during the policy year, a premium adjustment will be paid by (or refunded to) you to reflect the change by the end of each policy year. As employers or HRs, you may log in to our employer portal to update the member list at any time.
BowtieGo is a health and wellness membership programme managed by Bowtie Life Insurance Company Limited. With a BowtieGo membership, you can enjoy outpatient and dental services at special prices within the BowtieGo medical network. You may refer to the customer portal for the latest information on service providers and pricing.
To apply for Bowtie Corp Medical Insurance, a minimum of 3 employees is required.
Coverage under Bowtie’s Corp Medical Insurance plans is available to all members (and their spouses, if applicable) of age 75 years or below. Children must be 15 days old to 25 years old to be covered. A child between the age of 18 and 25 must be a full-time student with valid proof accepted by us.
No, this product does not require underwriting.
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