You are entitled to an annual core health check-up. This core health check-up includes pre-check medical consultation and post-check report explanation. In addition to the core health check-up, you are also entitled to BowtiePoint1, valued at HK$1500, which can be used to redeem designated optional health check items as recommended by the doctor.
1. Annual Health Check-up (optional health check items recommended by doctors can be added)^
(a) Core Health Check-up4 (valued at HK$1,910)
- Including physical examination, blood pressure, BMI, urine analysis, coronary artery disease risk assessment, diabetes assessment, liver/kidney function, and gout screening
(b) Optional Health Check Items4
- Entitled to 1,500 BowtiePoint (valued at HK$1500) 1,4 each year for redeeming designated optional health check items based on doctor's recommendations on top of the core health check-up. Optional Health Check Items must be used in conjunction with the Core Health Check-up.
Available Health Check Items
Cancer
Alpha Fetoprotein, AFP (For Liver Cancer) (500 BowtiePoint)
Cancer Antigen-125 (For Ovarian Cancer) (700 BowtiePoint)
Prostate Specific Antigen, PSA (For Prostate Cancer) (600 BowtiePoint)
EBV DNA (For Nasopharyngeal Carcinoma) (800 BowtiePoint)
Carcinoembryonic Antigen, CEA (For Lung Cancer, Gastric Cancer, Colorectal Cancer, Ovarian Cancer, Breast Cancer, etc) (700 BowtiePoint)
Fecal Occult Blood Test, FOBT (For Colorectal Cancer) (200 BowtiePoint)
Breasts
Breast Ultrasound (1,500 BowtiePoint)
2D Mammogram (1,500 BowtiePoint)
Cervix
Pap Smear (600 BowtiePoint)
Pap Smear & Human Papillomavirus (HPV) DNA Co-testing (1,300 BowtiePoint)
Stomach
C-Urea Breath Test (800 BowtiePoint)
Heart
Rest Electrocardiography, ECG (600 BowtiePoint)
Bone Mass
Vitamin D (700 BowtiePoint)
Bone Density Test (DEXA) - Spine & Hips (1000 BowtiePoint)
Thyroid
Thyroid-stimulating Hormone, TSH (For Thyroid Function) (500 BowtiePoint)
Blood Glucose
Glycated Hemoglobin, HbA1C (For Diabetes) (400 BowtiePoint)
Kidney
Chloride (200 BowtiePoint)
Potassium (200 BowtiePoint)
Lung
Chest X Ray (300 BowtiePoint)
Bowtie fully reimburses2 for selected day procedures and inpatient operation/procedure packages. The package fees4 cover doctors’ fees, room charges and all other procedure-related standard items and drugs.
2. Full Reimbursement for Selected Medical Packages2
Bowtie fully reimburses2 for [139] day procedure and [228] inpatient operation/procedure packages named “CUMC Medical Packages” (CMP). CUMC Medical Packages4 cover all doctors’ fees and all hospital charges for procedure-related standard items and drugs, which also cover expenses over complications and intensive care arising from the operation/procedure.
The [7 specialties] covered include General Surgery, Gynaecology, Ophthalmology, Orthopaedics, etc. Endoscopy procedures are also covered.
Details of CUMC Medical Package ↗By presenting the Bowtie Medical Card that indicates your rider during a pre-surgery medical consultation, Bowtie and CUHKMC will automatically take care of the pre-approval application in respect of the CUMC Medical Package(s) selected by you, and you can enjoy a seamless cashless discharge process.
3. Cashless Settlement Application Waiver3
Cashless settlement for all selected surgery/procedure packages can be processed without needing you to submit any pre-approval application.
By presenting your Bowtie Digital Medical Card that indicates your rider during a pre-surgery medical consultation at CUHK Medical Centre, the hospital will directly submit a pre-approval application in respect of the CUMC Medical Package(s) selected to Bowtie on your behalf. You do not need to handle any application paperwork yourself. Upon approval of the application, you can enjoy the convenience of being discharged without having to settle the bill.
After purchasing this rider plan, even if you need to receive treatments at other hospitals, you will still get reimbursed for the costs according to the maximum limits of the Bowtie VHIS Flexi Plan, with no restrictions on your treatment options.
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