"Bowtie VHIS No-Claim Rewards Program" Terms and Conditions
"Bowtie VHIS No-Claim RewardsProgram” ("the Program") is only eligible to insured persons who hold at least one effective Bowtie VHISpolicy ("Eligible Policy").
The Program will take effect from May 1, 2023.
To be eligible for the No-Claim Rewards, the Eligible Policy must meet the following conditions: a. Eligible Policies that have not successfully claimed: the policy has been in effect for at least 6 months; b. Eligible Policies that have successfully claimed in the past: the policy has been in effect for at least 6 months and no successful claims have been made within the past 12 months.
If the insured person has successfully claimed, they can enjoy the No-Claim Rewards again as long as no successful claims have been made within the next 12 months starting from the following month.
Successful claim means that the policyholder has made a claim to Bowtie, which Bowtie has approved and paid the claim.
The No-Claim Rewards will be deposited within one working day after the monthly premium payment.
The amount of No-Claim Rewards is 8% BowtieCash of the premium paid in the month (excluding levy), rounded to 2 decimal places. BowtieCash Reward Plan - to help you pay for any eligible medical expenses that exceed the Bowtie VHIS plan coverage, is subject to the relevant terms and conditions. Please refer to the Campaign Terms and Conditions for details.
The Program cannot be changed, refunded, exchanged for other rewards, or redeemed for cash.
Bowtie shall not be responsible for any delay, loss or error of data submitted by the insured person due to technical problems such as computer or network. All dates and times related to insurance applications are based on Bowtie's time records.
Bowtie reserves the right to revise these terms and conditions and terminate The Program at any time without prior notice.
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