Using Bowtie is incredibly simple — we completed the entire process online.
For HK finance companies
Premier benefits for SMEs to win top finance talent
Deliver high-quality health benefits without spending a fortune. Coverage includes clinic visits, surgery, hospitalisation, and health check-ups. Coverage starts from 3 staff.
The problem
Your finance team expects more. Can traditional medical keep up?
Keeping trained talent isn't easy.
Large institutions compete on benefits as much as salary. When an experienced team member leaves, recruitment and handover costs add up fast. Medical benefits are consistently among the top factors candidates weigh.
Busy teams put their health off.
In finance, there's always a deadline. When benefits are hard to use, staff delay seeing a doctor. Easy, digital claims help them get care early and stay well.
Basic insurance isn't enough?
Employees expect more from their health benefits, and basic inpatient plans fall short. Offering specialist visits, mental health support, and preventive check-ups is key to meeting your team's real needs.
Group medical plans for finance companies
4 plan series — benefits designed for your size and budget
Basic Care Series
Up to 50% discount on your doctor’s visit1
Coverage for family members
Annual health checkups2
Inpatient and surgery coverage for peace of mind
Inpatient benefit amount
Cover 80% medical costs
$25,000
/year
/year
$50,000
/year
/year
$80,000
/year
/year
$120,000
/year
/year
Outpatient discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
As low as 50% off1
Dental discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
As low as 50% off1
As low as 50% off1
Body check
Flu vaccine
Compare plans
Including Coverages, Exclusions, and Key Product Risks
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs.
2. Applicable to all plans (except Basic Bronze).
2. Applicable to all plans (except Basic Bronze).
Outpatient
Care Series
Care Series
Comprehensive care: GP, TCM, and specialists
Annual health checkup + Flu vaccine
Fully digital, no more claims hassles
Starting from
$288
/ month per member
Learn More
Flexi
Care Series
Care Series
Looking for more flexible coverage? Mix and Match your way to an ideal plan!
8 options to freely combine inpatient and outpatient benefits
Annual health checkups and flu vaccines
A perfect fit for budgets of all sizes
Starting from
$358–488
/ month per member
Select Your Coverage
Pro Care Series
$30 for any outpatient visit1, TCM and specialists included
No network limitation
No referral letter required for specialist claims
Annual health checkups and dental scaling2
🏅 SME's top pick
Inpatient benefit amount
Cover 80% medical costs
$25,000 /year
$50,000 /year
$80,000 /year
$120,000 /year
Outpatient benefit
Max. 30 visits per year; HK$30 co-payment per visit
All registered doctors
All registered doctors
All registered doctors
All registered doctors
General practitioner
Chinese medicine practitioner
Specialist
Chiropractor
Referral letter required
Physiotherapist
Referral letter required
Diagnostic imaging and laboratory tests
Referral letter required
Dental benefits
Body check
Flu vaccine
Contact us
Compare plans
Including Coverages, Exclusions, and Key Product Risks
4. The minimum payment (co-payment) per visit is HK$30. If the cost does not exceed the benefit limit, the full amount will be reimbursed in addition to the HK$30 co-payment. For detailed benefit limits, please refer to Policy Terms & Conditions.
5. Applicable to all Pro Care Series plans.
5. Applicable to all Pro Care Series plans.
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs. BowtieGo plan is a health and wellness membership program managed by Bowtie Life Insurance Company Limited ("Bowtie") and the outpatient benefits under the membership program is not an insurance plan.
2. Applicable to all plans (except Basic Bronze).
3. Applicable to Basic Silver only, the price listed above is per member per month.
4. The minimum payment (co-payment) per visit is HK$30. If the cost does not exceed the benefit limit, the full amount will be reimbursed in addition to the HK$30 co-payment. For detailed benefit limits, please refer to Policy Terms & Conditions.
5. Applicable to all Pro Care Series plans.
6. Applicable to Pro Bronze only, the price listed above is per member per month.
Bowtie vs the old way of buying group medical
Side-by-side, so you can see what changes.
Bowtie
Traditional process
Pricing
Premiums from HK$98 per member/month1, zero hidden fees
Premiums include intermediary commissions; getting actual quotes requires constant back-and-forth
Minimum group size
From 3 employees
Usually designed for larger teams
Application process
Fast and simple digital sign-up with 1-on-1 dedicated support
Mostly relies on brokers/agents, involving heavy paperwork
Policy management
Activate new employee coverage online in just 5 minutes2
Relies on paper forms; takes 5–10 working days to take effect after submission3
Claims processing
Submit claims online; average 3 working days for approval and payout4
Still relies on paper claim forms; approval takes up to 3 weeks3
1 Applicable to Basic Silver plan. Actual premium and coverage depend on plan and policy terms.
2 5 minutes refers to the process of adding new employees and activating their Group medical insurance protection through the digital platform, upon the corresponding group medical plan becomes effective.
3 The above data is based on a Bowtie market survey conducted in July 2026, referencing information published on various insurers' websites. For reference only; please refer to the respective insurers' official sources for details.
4 Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
2 5 minutes refers to the process of adding new employees and activating their Group medical insurance protection through the digital platform, upon the corresponding group medical plan becomes effective.
3 The above data is based on a Bowtie market survey conducted in July 2026, referencing information published on various insurers' websites. For reference only; please refer to the respective insurers' official sources for details.
4 Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
A simpler path to a covered team.
Three steps, all online.
1 Tell us your team size and budget
Share a few details so we can match the right plan.
2 Pick a plan with a specialist
A Bowtie group medical specialist walks you through the options.
3 Manage everything online
Add, remove, or update members anytime through our intuitive employer portal.
Talk to a specialist
Prefer to chat first?
Share a few contact details and a Bowtie group medical specialist will reach out shortly — no buying pressure, just answers to your questions about which plan fits your headcount and budget.
Flexible, fast, and convenient. Bowtie Group Medical eases the admin load for owners, matching your business needs seamlessly.
Trusted by Hong Kong financial sector
Over
500
Companies
Over
10K
Members Insured
Average
2.1days
Outpatient Claims Turnaround
Average
6.6days
Inpatient Claims Turnaround
*Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
**eClaims accept e-copy without limit on amount.
**eClaims accept e-copy without limit on amount.
Customer stories from the financial sector
See how fast-growing fintechs and finance firms protect their top talent with modern group medical.
The information displayed is for reference only and does not constitute nor is it intended to be construed as providing any offer, solicitation, or recommendation to purchase any insurance products.
Common questions from finance employers
From just 3 employees (5 for the Corp Outpatient Plan).
Bowtie can align your new policy's start date with your existing policy's expiry, and a Bowtie group medical specialist will help you through the whole transition. Before switching, we'd recommend comparing benefits, eligibility and exclusions across both plans to make sure the new cover suits your team.
Yes. Employees can submit claims anytime, anywhere using their smart phones. They just need to answer simple questions and upload photos of medical receipts and related documents. No HR intervention needed.
Premiums may be adjusted at renewal, mainly to reflect medical inflation. Package plan premiums are published on our website and priced at uniform rates across age groups (an age loading may apply for members aged 65–75). Their premium adjustments apply across the board, not to individual companies.
Yes. No referral letter is required for specialist outpatient claims, if it is covered by your plan.
Yes, dental and TCM outpatient cover are included in Pro Care Series plans.
Ready to see what your premium looks like?
Share a few details and a Bowtie specialist will recommend the right group medical plan for your team. We typically respond within 2 business days.
Get a group medical quote