I submitted a claim in the morning and got the reimbursement notice by afternoon. Bowtie is really fast and convenient.
For HK tech teams
Your startup hires fast. Your medical benefits should keep up.
Fully-digital group medical for fast-growing HK tech teams. Add hires, update members, track claims — all in a browser. Coverage from 3 employees.
The Problem
👩💻 Are you also facing these admin headaches?
Scaling your team shouldn't mean doubling your paperwork. Streamline your HR admin with us.
HR becomes the bottleneck
Still filling out paper forms and waiting on agents? Tech companies move fast—you shouldn't be bogged down by legacy admin.
Fierce talent war
A salary raise alone isn't enough. A practical, comprehensive benefits package is the real key to retaining your top talent.
Opaque budgeting
Annual price hikes and confusing terms? You need a solution with 100% transparent pricing and no hidden fees.
Why Bowtie for Tech companies?
3 things every tech team asks for.
100%
online
Fully-digital enrolment
Set up coverage, add members, and file claims on an online platform. No paper forms and long waits.
7
package plans
Transparent pricing for every budget, from HK$98/month* per member
See the full coverage upfront. Zero hidden fees.
5
minutes
Onboard new staff in 5 minutes^
Add new hires or remove members as you need via our all-in-one digital platform. No more paperwork.
*Applicable to Basic Silver only, the price listed above is per member per month.
^5 minutes refers to the process of adding new employees and activating their Group medical insurance protection through the digital platform, upon the corresponding group medical plan becomes effective.
Bowtie is itself a virtual insurer built by a tech team. We ship the way you do — browser-first, self-serve, transparent.
Trusted by Hong Kong's fastest-growing tech teams
Over
500
Companies
Over
10K
Members Insured
Average
2.1days
Outpatient Claims Turnaround
Average
6.6days
Inpatient Claims Turnaround
*Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
**eClaims accept e-copy without limit on amount.
**eClaims accept e-copy without limit on amount.
A simpler path to a covered team.
Three steps, all online.
1 Tell us your team size and budget
Share a few details so we can match the right plan.
2 Pick a plan with a specialist
A Bowtie group medical specialist walks you through the options.
3 Manage everything online
Add, remove, or update members anytime through our intuitive employer portal.
Growing with HK's leading tech teams
See how they moved beyond traditional workflows to manage benefits the tech way.
The information displayed is for reference only and does not constitute nor is it intended to be construed as providing any offer, solicitation, or recommendation to purchase any insurance products.
Compare our group medical plans
4 series – Choose one that fits your needs
Outpatient
Care Series
Care Series
Comprehensive care: GP, TCM, and specialists
Annual health checkup + Flu vaccine
Fully digital, no more claims hassles
Starting from
$288
/ month per member
Learn More
Flexi Care Series
8 options to freely combine inpatient and outpatient benefits
Annual health checkups and flu vaccines
A perfect fit for budgets of all sizes
Starting from
$358–488
/ month per member
Learn More
Basic Care Series
Up to 50% discount on your doctor’s visit1
Coverage for family members
Annual health checkups2
Inpatient benefit amount
Cover 80% medical costs
$25,000/year
$50,000/year
Outpatient discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
Dental discount
For BowtieGo medical network only
As low as 50% off1
As low as 50% off1
Body check
Flu vaccine
Compare plans
Including Coverages, Exclusions, and Key Product Risks
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs. BowtieGo plan is a health and wellness membership program managed by Bowtie Life Insurance Company Limited ("Bowtie") and the outpatient benefits under the membership program is not an insurance plan.
2. Applicable to all plans (except Basic Bronze).
2. Applicable to all plans (except Basic Bronze).
Pro Care Series
- $30 for any outpatient visit4, TCM and specialists included
- No network limitation
- No referral letter required for specialist claims
- Annual health checkups and dental scaling5
🏅 SME's top pick
Inpatient benefit amount
Cover 80% medical costs
$25,000 /year
$50,000 /year
$80,000 /year
$120,000 /year
Outpatient benefit
Max. 30 visits per year; HK$30 co-payment per visit
All registered doctors
All registered doctors
All registered doctors
All registered doctors
General practitioner
Chinese medicine practitioner
Specialist
Chiropractor
Referral letter required
Physiotherapist
Referral letter required
Diagnostic imaging and laboratory tests
Referral letter required
Dental benefits
Body check
Flu vaccine
Contact us
Compare plans
Including Coverages, Exclusions, and Key Product Risks
4. The minimum payment (co-payment) per visit is HK$30. If the cost does not exceed the benefit limit, the full amount will be reimbursed in addition to the HK$30 co-payment. For detailed benefit limits, please refer to Policy Terms & Conditions.
5. Applicable to all Pro Care Series plans.
5. Applicable to all Pro Care Series plans.
1. Applicable to outpatient and dental services provided by BowtieGo medical network only. The actual amount paid depends on the doctor and actual medical needs. BowtieGo plan is a health and wellness membership program managed by Bowtie Life Insurance Company Limited ("Bowtie") and the outpatient benefits under the membership program is not an insurance plan.
2. Applicable to all plans (except Basic Bronze).
3. Applicable to Basic Silver only, the price listed above is per member per month.
4. The minimum payment (co-payment) per visit is HK$30. If the cost does not exceed the benefit limit, the full amount will be reimbursed in addition to the HK$30 co-payment. For detailed benefit limits, please refer to Policy Terms & Conditions.
5. Applicable to all Pro Care Series plans.
6. Applicable to Pro Bronze only, the price listed above is per member per month.
Bowtie vs. the old way of buying group medical
Side-by-side, so you can see what changes.
Bowtie
Traditional process
Pricing
Transparent pricing of from HK$98/month per member1
Premiums can be harder to compare across proposals
Minimum team size
Starts from 3-5 employees
Often designed around larger groups
Member updates
HR can update member lists through the employer portal with immediate effect
Often relies on paper forms and needs more back-and-forth before updates are reflected
Admin experience
Digital setup with Bowtie specialists support when needed
More paperwork, admin-heavy process
Claims
Employees can submit claims online and approval only takes 3 working days on average2
Often relies on physical documents and may take 3 weeks for approval3
1 Applicable to Basic Silver plan. Actual premium and coverage depend on plan and policy terms.
2 Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
3 The above data was obtained from the websites of various insurance companies and is for reference only. For details, please refer to official sources.
2 Data extracted from Bowtie's internal records in Q1 2026, applicable to group medical insurance plans only. Approval time may be affected by factors such as the complexity of the actual case and the submission time of medical reports or other supplementary documents.
3 The above data was obtained from the websites of various insurance companies and is for reference only. For details, please refer to official sources.
Manage group medical with a digital workflow
Employer portal for HR
View policy information
Manage member changes
Keep group medical admin in one place
Online claims for employees
1
Log in online
2
Answer a few simple questions
3
Upload the required documents
Talk to a specialist
Prefer to chat first?
Share a few contact details and a Bowtie group medical specialist will reach out shortly. No buying pressure, just answers to your questions.
Tech HR FAQ
How quickly can coverage start for a new joiner?
Once the group policy is active, HR can add new members through our employer portal and coverage takes effect immediately.
Can a small tech team apply for group medical?
Bowtie group medical starts from 3 employees (5 for Corp Outpatient Plan), making it a perfect choice for smaller teams as well as growing companies.
What happens when someone leaves during the policy year?
HR can update the member list and remove leaving employees through the employer portal. Premium adjustments will be made by the end of each policy year.
Can employees see their own coverage and submit claims?
Yes. Each employee has their own member login to view coverage, submit claims, and upload documents, reducing inbound HR questions.
Are dependents eligible for benefits under Bowtie Corp Medical Insurance?
To provide even more attractive employee benefits, employers can enrol the spouses and children of their employees in the same Bowtie Corp Medical Insurance plan.