Bowtie November Limited-time Offer Terms and Conditions

Bowtie November limited-time offer ("the Offer") is only applicable to the policy  ("Eligible Policy")  that is successfully submitted and issued from 31 October 2025 to 30 November 2025 (both dates inclusive) ("Promotion Period"). 

1. New customer who successfully applies with the designated promo code for designated products can enjoy the following offers:
   a.Bowtie Term CI, Bowtie Term CI Multiple Cover and Term CI Early Stage and Multiple Cover: 50% off first-year premium and 1 body check provided by Bowtie & JP Health (value at $1,200) ("The Body Check");
2. “New Customer” refers to the insured person who has never been under the protection of or held any Bowtie individual insurance policy.
3. The Body Check is provided by Bowtie x JP Partners Medical Centre Limited (“Bowtie & JP Health”). Terms and conditions apply: 
   
   1. Bowtie will only offer one free body check for the insured person, only the insured person can use the health check-up quota, non-transferable.
   2. The Body Check is only available to persons aged 15 or above, items includes Blood Pressure, Pulse Monitoring, Complete Blood Count, Renal Function Profile, Liver Function Profile I, Lipid Profile I, Diabetes Screening (Glucose, Fasting) and Gout (Uric Acid). 
   3. If the policyholder cancels or surrenders the Eligible Policy before the end of the first policy year, Bowtie reserves the right to recover the fee of the Body Check. 
   4. Bowtie will send out a redemption email after 45 days after the policy becomes effective. Customers can enjoy the Body Check according to the instructions in the redemption email
   5. The Offer is subject to Bowtie & JP Health’s availability on a first-come, first-served basis.
   6. The redemption email will not be re-issued if lost and will be invalid if found defaced or altered. 
   7. The Body Check is available to the insured person only. It cannot be transferred or resold to others and cannot be exchanged, refunded, converted to other gifts, or used in conjunction with other offers. 
4. Bowtie is not the supplier of the Body Check and makes no representation or guarantee as to the quality of the Body Check and is not responsible for any matter relating to the Offer. Bowtie & JP Health is the supplier of the Body Check and is responsible for all issues on the provision, obligations and disputes relating to the Body Check. Please contact the supplier or third party directly for any queries.
5. Bowtie and Bowtie & JP Health reserve the right to substitute the Body Check (or part of the Body Check) with an alternative gift with equal monetary value and/or specification.
6. Bowtie will not be liable for any matter or loss in relation to submission delay, loss, and any information transmission error due to technical problems including but not limited to any computer or internet network issues. All dates and times related to the Offer (including but not limited to the Promotion Period) are recorded according to the reception of Bowtie’s server and computer records.
7. Bowtie reserves the rights of the final decision, including suspending, terminating or changing details of the Offer and its terms and conditions without prior notice.

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