Hong Kong has long been known for its high quality and efficient healthcare system. Despite this, many who move to Hong Kong from abroad are often confused about the differences in public and private hospitals and how to navigate through such a system.
This article provides a comprehensive overview of the Private Healthcare System in Hong Kong as well as the costs of Outpatients and Inpatients in different Private Medical Providers.
Public Hospitals in Hong Kong provides healthcare at virtually no cost to Hong Kong citizens, permanent residents and non permanent residents with valid visa and HKID card.
Currently public hospitals account for about 90% of hospital medical service and 29% outpatient medical service in HK.
It has been a well regarded fact that public hospitals in Hong Kong are often crowded with long wait times. For example, the average outpatient waiting time in private hospitals is 15 minutes compared to 4 hours at public hospitals.
Although private hospitals do provide shorter waiting times and more privacy, outpatient costs are significantly steeper than that of public hospitals which typically charge a flat rate of HKD $100 for outpatient consultation regardless of treatment. Below is a list of the 12 private hospitals in Hong Kong and their respective outpatient costs.
|Hospital Name||Average Outpatient Cost (HKD)||Specialist Outpatient (HKD)|
|Canossa Hospital||$320 – $800||$1,200 – $2,000|
|Hong Kong Adventist Hospital – Stubbs Road||$450 – $1,000||$500 – 3,500|
|Hong Kong Sanatorium Hospital||$320 – $560||N/A|
|Matilda International Hospital||$590 – $800||N/A|
|St Paul’s Hospital||$180- $370||N/A|
|Hong Kong Baptist Hospital||$270 – $480||N/A|
|Evangel Hospital||$230 – $330||$480 – $800|
|Precious Blood Hospital||$210 – $300||$480 – $2,000|
|St. Teresa’s Hospital||$180 – $370||N/A|
|Hong Kong Adventist Hospital – Tsuen Wan||$220 – $500||$450 – $1,500|
|Union Hospital||$330 – $1,300||$700 – $2,000|
In addition to outpatient costs, below is a detailed breakdown of the respective costs of private rooms, semi-private rooms and wards of each private hospital in Hong Kong.
|Hospital Name||Private Room (HKD)||Semi-Private Room (HKD)||Ward (HKD)|
|Canossa Hospital||$3,800||$2,600 – $2,800||4 Beds: $1,000 – $1,200
6 Beds: $900 – $1,100
8 Beds: $800 – $1,000
|Gleneagles Hospital HK||$3,600||Single: $2,000
2 Beds: $1,450
|2 Beds: $900|
|Hong Kong Adventist Hospital – Stubbs Road||$3,200 – $3,300||Single: $2,000 – $2,200
2 Beds :$2,000
|3 Beds: $900
5 Beds: $750
|Hong Kong Sanatorium and Hospital||Type A: $5,800 – $6,700
Type B: $4,200 – $4,400
|Single: $2,500 – $3,500||3-6 Beds: $1,180 – $1,800|
|Matilda International Hospital||$3,300||2 Beds: $1,695||3-6 Beds 900|
|Hong Kong Baptist Hospital||$3,250 – $3,980||Single: $2,100
2 Beds: $1,700 – $1,820
|2 Beds: $1,180- $1,260
3-5 Beds: $920 – $9905 Beds: $800 – $8204-6 Beds: $860
7-9 Beds: $800 – $820
12 Beds: $800 – $820
|Evangel Hospital||$1,850||Single: $1,400
2 Beds: $1,000
|3-5 Beds: $680 – $830|
|Precious Blood Hospital||$1,820||1,120||4-5 Beds: 750 – 850|
|St. Teresa’s Hospital||$1,900 – $3,900||Single: $1,600
2 Beds: $850 – $1,030
|3-4 Beds: $680 – $750
5-7 Beds: $600 – $680
8-11 Beds: $560 – $680
|Hong Kong Adventist Hospital – Tsuen Wan||$2,500 – $3,500||2 Bed : $1,100
3 Beds: $950
|5 Beds: $550|
In order to deal with the perceived high costs of private hospital services, the Hong Kong government in April 2019 introduced the Voluntary Health Insurance Scheme (VHIS), a government endorsed scheme to regulate indemnity hospital insurance plans offered to individuals by registered VHIS providers across Hong Kong.
The overall goals of VHIS as stated by the Food and Health Bureau is to enhance protection level of hospital products, provide public with an additional choice of using private healthcare services through hospital insurance and to relieve the pressure on the public healthcare system in the long run.
Further reading: The Ultimate Guide to the Voluntary Health Insurance Scheme (VHIS)
Many HK residents may prefer VHIS over ordinary medical insurance for several reasons. Firstly, one unique feature about VHIS is that policyholders are entitled to tax deductions of up to $8000 per insured person each year.
In addition, unlike other forms of health insurance, VHIS includes outpatient CT/MRI/PET scans that can be critical for detection of certain diseases.
Furthermore, premium details of VHIS products are all fully displayed online, ensuring that details of products are transparent as possible.
Bowtie is Hong Kong’s first authorised virtual insurer that offers commission free Voluntary Health Insurance Scheme (VHIS) Plans. The Bowtie VHIS Standard Plan allows for an annual limit of up to $420,000 that covers hospitalization expenses, surgery and doctor’s fee.
With a monthly premium from only $100, individuals can get insured in as fast as 10 minutes under Bowtie’s proprietary underwriting engine all on Bowtie’s web platform. By having a commission free structure, Bowtie premium rates are significantly lower than many other providers in the market. For example, Bowtie VHIS Standard premium rates are the lowest among all providers for both males and females aged 0 to 75.*
*Based on information from the Food and Health Bureau website, as of April 1, 2020, Bowtie VHIS Standard’s premiums are the lowest for both males and females aged 0 to 75.
Disclaimer: The above information is for reference only. If you need any tax advice, please consult with your tax advisor. In no event shall Bowtie be liable to you or to any other party for any loss or damage whatsoever or howsoever caused directly or indirectly in connection with your access to or use of the content thereon.