For Bowtie VHIS Flexi Plans customers only
$200 per month for all ages
Located at Wong Chuk Hang on Hong Kong Island South, Gleneagles provides 500 beds, cutting edge medical technologies and a comprehensive range of clinical services spanning more than 35 specialties and subspecialties.
Gleneagles offers state-of-the-art equipment and facilities including Positron Emission Tomography-Computed Tomography (PET-CT) Scan, nuclear medicine facilities, 24-hour fully-automated core laboratory system, Critical Care Unit and operating theatres capable of conducting complex surgeries.
Gleneagles provides all-inclusive and fixed price medical packages which cover all costs related to the procedures, offering patients high fee transparency and peace of mind.
Bowtie complements the medical package with insurance elements and offers full reimbursement medical protection at an affordable price.
^ Full reimbursement of selected medical package is subject to the annual benefit limit of VHIS Flexi Plans.
Upon successful enrolment of Bowtie & Gleneagles Hospital Hong Kong Wellness Package, customers can receive full reimbursement ^ for treatments recommended by a doctor with the 240+ selected medical packages.
Bowtie & Gleneagles Hospital Hong Kong Wellness Package
Save over $6,000 on out-of-pocket expenses
Applicable for age 3 and up.
Value: $2,720 (age 18 and above) / $1,040 (under age 18)
Earn 1,500 BowtiePoint per year to redeem optional medical and health services (1 BowtiePoint = $1)
If your Bowtie VHIS Flexi Plan Policy is issued within the last two years, you can log onto our website to purchase the package for $200 additional monthly premium. After the 90-day waiting period, you can redeem the optional medical and health services, and health examinations or receive full reimbursement^ for selected medical packages.
The exclusions in your policy, including any case-based exclusions, will apply to the full reimbursement of the selected medical packages, but they will not affect the health examination and the optional medical and health services.
The premium for Bowtie & Gleneagles Hospital Hong Kong Wellness Package is the same for everyone and is not affected by the insured person’s claim history and health condition. Thus, the loading in your existing VHIS policy will not be carried forward to your wellness package monthly premium.
You can cancel your Bowtie & Gleneagles Hospital Hong Kong Wellness Package policy on our website. The cancellation will take effect starting on the next billing date. Your Bowtie VHIS Flexi Plan will not be affected and will remain in effect.
If you cancel your Bowtie VHIS Flexi Plan Policy, your Bowtie & Gleneagles Hospital Hong Kong Wellness Package will also be cancelled.
If the treatment or services are not covered by the selected medical packages, full reimbursement^ does not apply. Prior to admission, Gleneagles Hospital Hong Kong will provide a breakdown of the fees that clearly states which costs are covered by the medical packages and which costs are not covered (if any). You can request for a claims estimate during the pre-approval process to find out the amount that will be covered or you can first settle the payment and file a claim afterwards. Please refer to each medical package for details.
There is a 90-day waiting period for health examination and BowtiePoint. The waiting period starts from the effective date of Bowtie & Gleneagles Hospital Hong Kong Wellness Package Policy.
After the waiting period, you can log onto our website and redeem your preferred health services on the “Redeem Services” page.
BowtiePoint is valid for one year and any remaining BowtiePoint will be removed upon expiry date. If you renew your policy, the system will automatically add BowtiePoint to your account for the next policy year.
No. Each insured person can only use their own BowtiePoint to redeem services.
No. We do not accept requests for return or exchange of health services.
There is a limit for the full reimbursement for selected medical packages offered in the Bowtie & Gleneagles Hospital Hong Kong Wellness Package. For example, if the total cost for the selected medical package is HK$100k and balance of your VHIS Flexi Plan Policy annual benefit limit is HK$80k, you can only receive reimbursement of up to $80k. The annual benefit limit for Bowtie VHIS Flexi Regular and Bowtie VHIS Flexi Plus is HK$600k and HK$1 million respectively.
Regarding the claims of such medical packages, we would first evaluate the benefit payable under your VHIS Flexi Plan policy, which will then be counted towards the benefit limit balances of the corresponding benefit items of your VHIS Flexi plan; then the remaining out-of-pocket expenses will be considered as reimbursed under the GHK rider. The total claim amount shall be counted towards the annual limit balance of your VHIS Flexi Plan policy.
Bowtie & Gleneagles Hospital Hong Kong Wellness Package is not a certified plan under the Voluntary Health Insurance Scheme, therefore the premiums are not tax deductible.