| Public Hospital | Cardiac Assessment Related Items | Fee |
| Hospital Authority Private Services | Vascular Radiology Examination | HK$2,890 – HK$24,800 |
| Echocardiogram | HK$1,000 – HK$6,210 | |
| Interventional Radiology Techniques | HK$645 – HK$51,900 | |
| Computerized Tomography (CT) Scan | HK$740 – HK$5,480 | |
| Magnetic Resonance Imaging (MRI) Scan | HK$3,000 – HK$20,000 | |
| Cardiology -Ambulatory Studies/Procedures | HK$770 – HK$9,910 | |
| Cardiology – Invasive Tests/Procedures | HK$9,610 – HK$152,500 |
| Private Hospital | Assessment Items | Fee |
| Canossa Hospital | Comprehensive physical examination, blood pressure measurement, blood test, blood glucose testing, renal function test, liver function test, lipid profile, electrocardiogram, consultation with doctor, etc. | HK$3,480 – HK$26,250 |
| Gleneagles Hong Kong Hospital | Physical examination, chest X-ray, cardiopulmonary function test, blood test, renal function test, electrolyte test, liver function test, diabetes test, lipid analysis, uric acid test, urine routine test and report analysis, etc. | HK$7,190 – HK$12,000 |
| Hong Kong Adventist Hospital – Stubbs Road | Medical assessment and physical examination, blood pressure measurement, resting and exercise electrocardiogram, specialist interpretation of reports, etc. | HK$4,835 – HK$11,700 |
| Hong Kong Sanatorium & Hospital | Physical examination, blood test, blood glucose testing, lipid profile, renal function test, liver function test, diabetes test, gout test, electrocardiogram, etc. | HK$8,830 |
| Matilda International Hospital | Physical examination and follow-up examinations by doctors, cardiac stress test, electrocardiogram, blood pressure measurement, blood test, renal function test, liver function test, diabetes test, etc. | HK$16,700 – HK$33,360 |
| St. Paul’s Hospital | Physical examination, blood test, lipid measurement, renal function test, liver function test, diabetes test, chest X-ray, electrocardiogram, etc. | HK$2,620 – HK$9,630 |
| Evangel Hospital | Doctor’s health assessment, blood pressure measurement, electrocardiogram, chest X-ray, renal function test, liver function test, blood test, lipid profile, diabetes test, gout test, etc. | HK$1,989 – HK$8,604 |
| St. Teresa’s Hospital | Physical examination, blood test, lipid measurement, renal function test, liver function test, diabetes test, chest X-ray, electrocardiogram, echocardiogram, exercise electrocardiogram, etc. | HK$4,980 |
| CUHK Medical Centre | Specialist consultation and interpretation of reports, blood pressure and physical examination, blood lipid and cholesterol assessment, diabetes assessment, liver function test, renal function test, gout test, resting electrocardiogram, exercise electrocardiogram, 24-hour Holter monitoring, echocardiogram, etc. | HK$11,850 |
| Hong Kong Adventist Hospital – Tsuen Wan | Health assessment and report, diagnostic imaging, laboratory tests, blood glucose and lipid testing, etc. | HK$4,190 – HK$8,210 |
| Union Hospital | Specialist consultation, blood pressure and physical examination, blood lipid assessment, diabetes assessment, liver function test, renal function test, uric acid test, chest X-ray, electrocardiogram, exercise electrocardiogram, echocardiogram, etc. | HK$7,300 – HK$9,730 |
| Hong Kong Baptist Hospital | Health assessment and report, medical imaging and diagnosis, laboratory tests, renal function test, cholesterol test, etc. | HK$6,780 |
| Precious Blood Hospital (Caritas) | Physical examination, blood pressure measurement, blood lipid and blood glucose testing Specialist consultation and interpretation of reports +$300 Echocardiography +$2,625 Computed Tomography Coronary Angiography +$6,900 Enjoy 20% discount for those who undergo or make an appointment for basic X-ray/laboratory tests on the same day | HK$1,330 |
| Clinic | Assessment Items | Price |
| Bowtie & JP Health | Cardiac Assessment: Fasting blood glucose, total cholesterol, HDL cholesterol, LDL cholesterol, cholesterol (direct), triglycerides | HK$580 |
| re:Health | Cardiovascular stroke prevention physical examination | HK$1,770 |
| Cardiovascular Screening Program by Healthy Heart | HK$800 – HK$3,200 | |
| Electrocardiogram (ECG) | HK$340 | |
| Exercise Electrocardiogram | HK$2,710 | |
| Quality Healthcare | Basic Health CheckUp Complete Blood Picture, Fasting Blood Glucose, Total Cholesterol, Triglycerides | HK$1,200 |
| Cardiovascular Health Screening (including Exercise ECG and Carotid Artery Ultrasound) | HK$4,850 | |
| Hong Kong Well Women Centre / Hong Kong Well Men Centre | Coronary angiogram and calcium score for coronary artery. Ultrasound of Carotid Artery (IMT) Ultrasonography with Comprehensive Health Checkup Program | HK$8,200 |
| Coronary angiogram Cardiac-related Blood Tests +$1,000 | HK$4,500 | |
| The Central Health Center | Premium Health Screening Program (including Resting ECG) Exercise ECG +$2,300 | HK$1,980 |
| Hong Kong Cardiology Centre | Electrocardiogram (ECG) | HK$450 |
| Exercise ECG | HK$2,600 | |
| Coronary Artery CT Scan | HK$6,900 | |
| Echocardiogram | HK$2,800 | |
| 24-hour Holter Monitoring | HK$2,400 | |
| Hong Kong Health Check & Medical Diagnostic Group | Cardiac Risk Assessment (including Resting ECG) | HK$1,030 |
| Advanced Cardiac Examination (including Exercise ECG or Echocardiography) (Performed by Cardiologist) | HK$2,930 |
The choice between conducting a cardiac assessment at a clinic or day surgery versus as an inpatient can impact the fees.
Some private healthcare institutions offer discounts on cardiac assessments to patients who have referral letters from public hospitals.
Several charitable organizations collaborate with private healthcare institutions to offer subsidies for eligible patients in need of cardiac assessments, including programs like the ‘Cardiac Patients Subsidy Scheme‘ and ‘Heart-Warming Action‘.
The qualifications of doctors, the level of advancement in surgical facilities, and the comfort of the environment can all affect the fees charged by each hospital or healthcare institution.
As long as the cardiac assessment is conducted based on the written recommendation of the registered medical practitioners, Bowtie’s VHIS Products will cover the expenses related to the relevant items. Using Bowtie’s VHIS (Standard/Flexi) and Bowtie Pink VHIS as examples, the table below provides a reference for the coverage limits of cardiac assessment items:
| Assessment Items | Coverage Limit | |
| Bowtie VHIS (Standard/Flexi) | Bowtie Pink VHIS | |
| Cardiac CT Scan, Cardiac MRI | Diagnostic Imaging Tests: Standard Plan HK$20,000/year (with 30% coinsurance) Flexi Plan (Regular) HK$26,000/year (with 30% coinsurance) Flexi Plan (Plus) HK$40,000/year (with 30% coinsurance) | Full Compensation# |
| Resting ECG, Exercise ECG, Echocardiogram | Miscellaneous Expenses: Standard Plan Flexi Plan (Regular) Flexi Plan (Plus) | |
| Cardiac Catheterization – Coronary Angiography, Intravascular Ultrasound (Cardiac Catheter Insertion) | Surgical Doctor’s Fee Standard Plan Flexi Plan (Regular) Flexi Plan (Plus) | |
The claim process for Bowtie VHIS is simple and consists of the following steps:
Watch the online tutorial video for making a claim.
To successfully apply for a claim, you will need to prepare the following 3 documents:
Private hospitals typically use different hospitalization compensation application forms for various insurance companies. However, as long as you clearly inform the doctor about the medical insurance you have purchased, they will have experience in filling out the appropriate form. It is recommended to keep a list of your medical insurance coverage ready for the doctor’s reference.
The time required for each claim depends on the complexity of the case. Approximately 80% of cases are processed and approved within 10 working days. The compensation amount will be transferred to your designated bank account within 3 working days after successful approval.
Generally, simple cardiac screenings can begin at the age of 20, followed by check-ups every 2 to 4 years.
For individuals at high risk of heart disease, it is recommended to undergo more comprehensive assessments such as exercise electrocardiograms and cardiac CT scans starting around the age of 40.
However, the frequency of cardiac assessments varies depending on each individual’s specific cardiovascular health risks. It is advisable to consult with a doctor to determine the most suitable assessment frequency for you.
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