Medical Check Ups
Medical Check Ups

Cardiac Assessment Cost 2023

What is the cost of a cardiac assessment in public and private hospitals? Are there any organizations offering subsidies? Can it be claimed through insurance? Bowtie team will address these questions in this article!
Author Bowtie Team
Date 2023-08-22
Updated on 2023-09-11
Menu
Public Hospital Pricing for Cardiac AssessmentsPrivate Hospital Pricing for Cardiac AssessmentsClinic Pricing for Cardiac Assessments4 factors that can affect the assessments priceWhich types of insurance can cover Cardiac Assessments?Get Your Preliminary Quote InstantlyHow to make a claim?Frequently Asked Questions (FAQ)

Public Hospital Pricing for Cardiac Assessments

Public HospitalCardiac Assessment Related ItemsFee
Hospital Authority Private ServicesVascular Radiology ExaminationHK$2,890 – HK$24,800
EchocardiogramHK$1,000 – HK$6,210
Interventional Radiology TechniquesHK$645 – HK$51,900
Computerized Tomography (CT) ScanHK$740 – HK$5,480
Magnetic Resonance Imaging (MRI) ScanHK$3,000 – HK$20,000
Cardiology -Ambulatory Studies/ProceduresHK$770 – HK$9,910
Cardiology – Invasive Tests/ProceduresHK$9,610 – HK$152,500
  • Note: The above fee prices are for reference only (updated as of February 3, 2023). For detailed information, please consult the Hospital Authority.

Private Hospital Pricing for Cardiac Assessments

Private HospitalAssessment ItemsFee
Canossa HospitalComprehensive physical examination, blood pressure measurement, blood test, blood glucose testing, renal function test, liver function test, lipid profile, electrocardiogram, consultation with doctor, etc.HK$3,480 – HK$26,250
Gleneagles Hong Kong HospitalPhysical examination, chest X-ray, cardiopulmonary function test, blood test, renal function test, electrolyte test, liver function test, diabetes test, lipid analysis, uric acid test, urine routine test and report analysis, etc.HK$7,190 – HK$12,000
Hong Kong Adventist Hospital – Stubbs RoadMedical assessment and physical examination, blood pressure measurement, resting and exercise electrocardiogram, specialist interpretation of reports, etc.HK$4,835 – HK$11,700
Hong Kong Sanatorium & HospitalPhysical examination, blood test, blood glucose testing, lipid profile, renal function test, liver function test, diabetes test, gout test, electrocardiogram, etc.HK$8,830
Matilda International HospitalPhysical examination and follow-up examinations by doctors, cardiac stress test, electrocardiogram, blood pressure measurement, blood test, renal function test, liver function test, diabetes test, etc.HK$16,700 – HK$33,360
St. Paul’s HospitalPhysical examination, blood test, lipid measurement, renal function test, liver function test, diabetes test, chest X-ray, electrocardiogram, etc.HK$2,620 – HK$9,630
Evangel HospitalDoctor’s health assessment, blood pressure measurement, electrocardiogram, chest X-ray, renal function test, liver function test, blood test, lipid profile, diabetes test, gout test, etc.HK$1,989 – HK$8,604
St. Teresa’s HospitalPhysical examination, blood test, lipid measurement, renal function test, liver function test, diabetes test, chest X-ray, electrocardiogram, echocardiogram, exercise electrocardiogram, etc.HK$4,980
CUHK Medical CentreSpecialist consultation and interpretation of reports, blood pressure and physical examination, blood lipid and cholesterol assessment, diabetes assessment, liver function test, renal function test, gout test, resting electrocardiogram, exercise electrocardiogram, 24-hour Holter monitoring, echocardiogram, etc.HK$11,850
Hong Kong Adventist Hospital – Tsuen WanHealth assessment and report, diagnostic imaging, laboratory tests, blood glucose and lipid testing, etc.HK$4,190 – HK$8,210
Union HospitalSpecialist consultation, blood pressure and physical examination, blood lipid assessment, diabetes assessment, liver function test, renal function test, uric acid test, chest X-ray, electrocardiogram, exercise electrocardiogram, echocardiogram, etc.HK$7,300 – HK$9,730
Hong Kong Baptist HospitalHealth assessment and report, medical imaging and diagnosis, laboratory tests, renal function test, cholesterol test, etc.HK$6,780
Precious Blood Hospital (Caritas)Physical examination, blood pressure measurement, blood lipid and blood glucose testing

Specialist consultation and interpretation of reports +$300

Echocardiography +$2,625

Computed Tomography Coronary Angiography +$6,900

Enjoy 20% discount for those who undergo or make an appointment for basic X-ray/laboratory tests on the same day

HK$1,330
  • Note: The above fee prices are for reference only (updated as of February 3, 2023). For detailed information, please inquire with the respective hospitals.

Clinic Pricing for Cardiac Assessments

Clinic Assessment ItemsPrice
Bowtie & JP HealthCardiac Assessment: Fasting blood glucose, total cholesterol, HDL cholesterol, LDL cholesterol, cholesterol (direct), triglyceridesHK$580
re:HealthCardiovascular stroke prevention physical examinationHK$1,770
Cardiovascular Screening Program by Healthy HeartHK$800 – HK$3,200
Electrocardiogram (ECG)HK$340
Exercise ElectrocardiogramHK$2,710
Quality HealthcareBasic Health CheckUp
Complete Blood Picture, Fasting Blood Glucose, Total Cholesterol, Triglycerides
HK$1,200
Cardiovascular Health Screening (including Exercise ECG and Carotid Artery Ultrasound)HK$4,850
Hong Kong Well Women Centre / Hong Kong Well Men CentreCoronary angiogram and calcium score for coronary artery. Ultrasound of Carotid Artery (IMT) Ultrasonography with Comprehensive Health Checkup ProgramHK$8,200
Coronary angiogram

Cardiac-related Blood Tests +$1,000

HK$4,500
The Central Health CenterPremium Health Screening Program (including Resting ECG)

Exercise ECG +$2,300

HK$1,980
Hong Kong Cardiology CentreElectrocardiogram (ECG)HK$450
Exercise ECGHK$2,600
Coronary Artery CT ScanHK$6,900
EchocardiogramHK$2,800
24-hour Holter MonitoringHK$2,400
Hong Kong Health Check & Medical Diagnostic GroupCardiac Risk Assessment (including Resting ECG)HK$1,030
Advanced Cardiac Examination (including Exercise ECG or Echocardiography) (Performed by Cardiologist)HK$2,930
  • Note: The above fee prices are for reference only (updated as of February 3, 2023). For detailed information, please inquire with the respective clinics.

4 factors that can affect the assessments price

Assessment Procedure

The choice between conducting a cardiac assessment at a clinic or day surgery versus as an inpatient can impact the fees.

Referral Discounts

Some private healthcare institutions offer discounts on cardiac assessments to patients who have referral letters from public hospitals.

Subsidies

Several charitable organizations collaborate with private healthcare institutions to offer subsidies for eligible patients in need of cardiac assessments, including programs like the ‘Cardiac Patients Subsidy Scheme‘ and ‘Heart-Warming Action‘.

Hospital

The qualifications of doctors, the level of advancement in surgical facilities, and the comfort of the environment can all affect the fees charged by each hospital or healthcare institution.

Which types of insurance can cover Cardiac Assessments?

As long as the cardiac assessment is conducted based on the written recommendation of the registered medical practitioners, Bowtie’s VHIS Products will cover the expenses related to the relevant items. Using Bowtie’s VHIS (Standard/Flexi) and Bowtie Pink VHIS as examples, the table below provides a reference for the coverage limits of cardiac assessment items:

Assessment ItemsCoverage Limit
Bowtie VHIS (Standard/Flexi)Bowtie Pink VHIS
Cardiac CT Scan, Cardiac MRIDiagnostic Imaging Tests:

Standard Plan

HK$20,000/year (with 30% coinsurance)

Flexi Plan (Regular)

HK$26,000/year (with 30% coinsurance)

Flexi Plan (Plus)

HK$40,000/year (with 30% coinsurance)

Full Compensation#
Resting ECG, Exercise ECG, EchocardiogramMiscellaneous Expenses: 

Standard Plan

HK$14,000/year

Flexi Plan (Regular)

HK$18,000/year

Flexi Plan (Plus)

HK$26,000/year

Cardiac Catheterization – Coronary Angiography, Intravascular Ultrasound (Cardiac Catheter Insertion)Surgical Doctor’s Fee

Standard Plan

HK$12,500/year*

Flexi Plan (Regular)

HK$15,000/year*

Flexi Plan (Plus)

HK$22,500/year*

  • *The coverage limits mentioned in this column only include surgical doctor's fees. Voluntary Health Insurance also provides coverage for other procedures, such as specialist doctor's fees, ward rent, anesthetist's fees, operation theater fees, miscellaneous charges, etc. The coverage limits for each item depend on the complexity of the examination, and the Voluntary Health Insurance Surgical Schedule is categorized according to the complexity of most examinations, ranging from minor to complex.
  • #The Bowtie Pink Voluntary Health Insurance series offers full reimbursement for eligible medical expenses, which include diagnoses, hospitalization, surgeries, and specified non-surgical cancer treatments. This coverage applies worldwide, except for the United States, and is subject to annual and lifetime coverage limits. Claim amounts may be adjusted in cases involving hospitals in Mainland China not on the designated list, high-end hospitals within the designated list, a higher room class than specified, or pre-existing conditions prior to insurance enrollment.
  • Note: The company reserves the right to request proof of the written recommendation, such as a referral letter or a statement provided by the primary care doctor or registered doctor on the claim application form.

Get Your Preliminary Quote Instantly

Bowtie provides a premium calculator that allows you to estimate the monthly premium expenses for voluntary medical insurance based on factors such as age, gender, and smoking habits:

Bowtie VHIS (Standard/Flexi) Premium Calculator

⚡Bowtie VHIS Blog Promo!

Enjoy below offer for blog visitor! Purchase VHIS now for yourself & families to save more tax when the tax allowances become less😭 .

Bowtie Pink VHIS Premium Calculator

⚡Bowtie VHIS Blog Promo!

Enjoy below offer for blog visitor! Purchase VHIS now to save more tax when the tax allowances become less.

How to make a claim?

Claim Process

The claim process for Bowtie VHIS is simple and consists of the following steps:

  1. Prepare the necessary supporting documents (see below).
  2. Log in to your Bowtie account and apply for a claim.
  3. Answer a few questions regarding the specific examination.
  4. Provide your bank details.
  5. Upload the required documents.
  6. Wait for the approval process.
  7. Receive the compensation.

Watch the online tutorial video for making a claim.

What documents or receipts are required for a claim?

To successfully apply for a claim, you will need to prepare the following 3 documents:

  1. Completed and signed Hospitalization Compensation Application form by a doctor.
  2. Original hospital receipts.
  3. All pathology reports.

Private hospitals typically use different hospitalization compensation application forms for various insurance companies. However, as long as you clearly inform the doctor about the medical insurance you have purchased, they will have experience in filling out the appropriate form. It is recommended to keep a list of your medical insurance coverage ready for the doctor’s reference.

How long does it take to receive compensation after applying?

The time required for each claim depends on the complexity of the case. Approximately 80% of cases are processed and approved within 10 working days. The compensation amount will be transferred to your designated bank account within 3 working days after successful approval.

  • Note: Data is accurate as of October 2021.

Frequently Asked Questions (FAQ)

How often should cardiac assessments be conducted?

Generally, simple cardiac screenings can begin at the age of 20, followed by check-ups every 2 to 4 years.

For individuals at high risk of heart disease, it is recommended to undergo more comprehensive assessments such as exercise electrocardiograms and cardiac CT scans starting around the age of 40.

However, the frequency of cardiac assessments varies depending on each individual’s specific cardiovascular health risks. It is advisable to consult with a doctor to determine the most suitable assessment frequency for you.

How long is the waiting time for government-provided cardiac assessments?
Between July 2021 and June 2022, the waiting time for stable new cases in the outpatient departments of public hospitals (varies depending on the regional cluster) ranged from 36 weeks to 72 weeks. This means that patients in need of cardiac assessments may have to wait for at least six months to approximately one and a half years.
Share
這篇文章有用嗎?
0
0

Related Articles

Electrocardiogram (ECG): Normal Range, Types, Precautions & FAQs Electrocardiogram (ECG): Normal Range, Types, Precautions & FAQs
Medical Check Ups

Electrocardiogram (ECG): Normal Range, Types, Precautions & FAQs

CT Scan: Procedures, Types, Risks, FAQs & Pricing in Hong Kong CT Scan: Procedures, Types, Risks, FAQs & Pricing in Hong Kong
Medical Check Ups

CT Scan: Procedures, Types, Risks, FAQs & Pricing in Hong Kong

Positron Emission Tomography (PET Scan) : Hospital fee references and VHIS Reimbursement Guidelines Positron Emission Tomography (PET Scan) : Hospital fee references and VHIS Reimbursement Guidelines
Medical Check Ups

Positron Emission Tomography (PET Scan) : Hospital fee references and VHIS Reimbursement Guidelines

Other Topics

Email

General Enquiry
hello@bowtie.com.hk
Media Enquiry
media@bowtie.com.hk
Partnership
partner@bowtie.com.hk

© 2024 Bowtie Life Insurance Company Limited. All rights reserved.

Your Browser is outdated. To have a better user experience, please upgrade or change another browsers. OK
Pick a plan for you →