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Pulse Oximeter Explained: Principles, Usage, and Key Indicators

Author Bowtie Team
Updated on 2025-06-10

Disclaimer: This article is translated with the assistance of AI.

With COVID cases rising in Hong Kong, many are turning to pulse oximeters to monitor blood oxygen levels and spot early signs. Bowtie breaks down the ins and outs of fingertip devices, proper usage tips, operating principles, key precautions, and what to do if your oxygen readings change. Stay informed!
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What is Blood Oxygen?

Blood oxygen saturation, or SpO2, measures the percentage of oxygen in your blood, and it’s normally between 95-100% 1 . If it drops below that level, you might experience symptoms like shortness of breath, difficulty breathing, chest pain, or headaches 1 .

What is Silent Hypoxia? 2

Silent hypoxia refers to a situation where a person’s blood oxygen levels drop (as low as 50-80%), but they don’t show obvious signs like shortness of breath or rapid breathing . In silent hypoxia, the body’s organs can suffer indirect damage from the lack of oxygen and inflammation, particularly causing long-term harm to the brain and lungs. Since the symptoms aren’t always obvious, it can delay treatment and, in severe cases, even become life-threatening.

Who Needs to Monitor Blood Oxygen Levels?

People with the following conditions or situations 3 might need to regularly monitor their blood oxygen levels:

  • Asthma
  • Chronic obstructive pulmonary disease
  • Cystic fibrosis
  • Heart disease
  • Shortness of breath
  • Recent head or neck injury (which could affect breathing)
  • COVID-19
  • Pneumonia
  • Carbon monoxide poisoning
  • Smoke inhalation
  • Repeated nausea or vomiting
  • Drug overdose

How Does Blood Oxygen Relate to the Coronavirus?

Some (but not all) COVID-19 patients may experience low blood oxygen levels 3 , however, blood oxygen levels are not a method to determine if a patient is diagnosed with COVID-19, as COVID-19 patients can also have normal blood oxygen levels; similarly, low blood oxygen levels do not necessarily mean the person is infected with the coronavirus 3 . Therefore, do not rely solely on blood oxygen measurement as a way to diagnose COVID-19 (it can be used as a supplementary method); the only reliable method is the specific virus test for COVID-19 3 .

How Pulse Oximeters Measure Blood Oxygen Levels

Consumer Council ‘s report on blood oxygen levels indicates that pulse oximeters are non-invasive devices that measure the oxygen saturation of hemoglobin in peripheral microvessels (SpO2), providing blood oxygen level readings 4 . Pulse oximeters emit signals in specific wavelengths and are highly sensitive to areas with dense microvessels, such as fingertips or toes 4 .

Since hemoglobin in red blood cells exhibits different light absorption properties for red light and near-infrared light depending on the oxygen level, pulse oximeters use photoelectric sensors to measure the red light and near-infrared light that passes through or reflects from the detection area, thereby calculating the oxygen saturation (SpO2) level 4 .

What’s the Difference Between Hospital and Home Pulse Oximeters? 4

Hospital and home pulse oximeters work on the same principle, but hospital ones are generally larger, don’t always need to clip onto a finger, and can be applied as adhesive patches on the finger or forehead for better comfort. Plus, they’re clinically tested, so they’re more accurate and pricier.

Home finger-style pulse oximeters are typically portable, smaller, and more affordable, but since they’re not clinically tested, their readings are just for reference. If you’re using one for ongoing monitoring, it might involve keeping it on your finger for extended periods, which could affect blood circulation in that area.

What Factors Affect the Accuracy of Pulse Oximeters? 5

The following factors can affect the accuracy of pulse oximeters, including:

  • Darker skin tones or skin pigmentation
  • The person being tested is moving or being moved
  • Nail polish or artificial nails
  • Low blood pressure (generally, systolic pressure needs to be above 80)
  • Heart rate that’s too fast or too slow
  • Intravenous dye injections

What Does Blood Oxygen Level Indicate?

What Actions Should Be Taken for Different Blood Oxygen Levels? 6

Blood Oxygen Level Recommended Actions
95%–100% Normal level; you can walk for 2 minutes and recheck
91%–94% Low blood oxygen level, which may indicate certain health risks; consider seeking medical advice
90% or below Concerning blood oxygen level, which may indicate serious health risks,

You are advised to call an ambulance immediately or head to the nearest emergency room for prompt X-rays and heart checks

Home Pulse Oximeter Price Comparison

If you’re shopping for a home pulse oximeter, you’ll find they’re much more affordable than the ones used in hospitals, with plenty of options to choose from, typically costing just a few hundred dollars. The table below offers a handy comparison of prices for various home pulse oximeters to help you make an informed decision.

Pulse Oximeter Price $
ChoiceMMed Fingertip Pulse Oximeter $380
Accumed Fingertip Pulse Oximeter $199-299
iHealth Smart Bluetooth Pulse Oximeter $620
Ionizo Fingertip Pulse Oximeter $97-178
Beurer Fingertip Pulse Oximeter PO30 $500-698
Heal Force Fingertip Pulse Oximeter A3 $250-298
Contec Pulse Oximeter CMS50M $180-199
Micro Sun Pulse Oximeter $799-860
Heal Force Prince-100N Fingertip Pulse Oximeter $489
Oxitech Pulse Oximeter $399
Rossmax SB220 $399

How to Use a Pulse Oximeter to Monitor Blood Oxygen Levels?

Properly using a pulse oximeter helps monitor the oxygen level in your blood, effectively reminding patients to seek medical help early and avoid serious complications. Generally, people can monitor their blood oxygen levels twice a day, in the morning and evening, or more frequently as guided by healthcare professionals 6 .

What Should You Pay Attention To? 6

Before using the pulse oximeter, ensure that the device has batteries installed correctly. Turn on the oximeter and place your index finger inside the clip (with the fingernail facing up), then wait patiently for the reading to display. If no reading appears after a while, try using another finger and check if your finger is too cold or moist, if you have nail polish on, or if the surrounding environment is too bright, as these can affect the device’s operation.

The oximeter’s screen will display two sets of numbers: the SpO2 reading represents the blood oxygen concentration, and the other number is the heart rate.

Does Bowtie Insurance Provide Coverage for Abnormal Blood Oxygen Levels?

Patients with sleep apnea, chronic obstructive pulmonary disease, asthma, pneumonia 3 , and other conditions need to monitor their blood oxygen levels, Bowtie Term CI can provide financial assistance during the policyholder’s period of incapacity due to a critical illness, get a quote right away:

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*Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy.
^For example, with Bowtie Pink (Ward) and the deductible option HK$80,000, the monthly premium for a 30-year-old non-smoker is HK$197. The premium comparison above is based on similar medical insurance plans with the ward level (data source on 27, July 2023), HK$50,000 to HK$80,000 deductibles, for a 30-year-old non-smoker. Different medical insurance plans have different coverage and benefit limits. For details, please refer to the relevant insurance policy and its terms and conditions.

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FAQs About Blood Oxygen

How to Clean a Pulse Oximeter?

After purchasing a pulse oximeter, read the instructions carefully and clean the device as directed by the manufacturer, generally using a slightly damp cloth 4 . Since many parts are made of silicone, avoid cleaning with alcohol or organic solvents, and never submerge the entire device in water, as this could damage the circuitry and potentially cause electrical leaks 4 .

Can Children Use Fingertip Pulse Oximeters?

As long as you select the appropriate size and age-suitable model, children can use fingertip pulse oximeters 4 , but be sure to check that it fits securely on the finger to avoid inaccurate readings 4 .

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