With the personalized referral code of your friend

Enjoy up to 70% off first-year premium!

Reward FAQ

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Three situations, all with rewards!

Refer a friend

Mary referred her friend Judy, and Judy successfully created an account and applied for her first insurance policy

Refer a family member

Mary referred her husband Peter, and Peter successfully created an account and applied his first insurance policy

Apply it for your family member ^{^}

Mary successfully applied a policy for her 3-year-old daughter using her own account

Get a Referral Code Now

Note:The Referee and Eligible family member have never applied to purchase nor held any Bowtie insurance policy of the Eligible Products nor been an insured person under any Bowtie insurance policy of the Eligible Products.^The insured person in the application must be the insured person his or her spouse and children, or the parents, grandparents or siblings

Referral Reward

Eligible products

Enjoy one of the following rewards for your first successful enrolment in any of the eligible products with the personalized referral code of your friend

Any Bowtie VHIS Plan
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55% off first-year premium

Any Bowtie Cancer Medical Plan
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70% off first-year premium

Bowtie Accidental Medical Plan
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70% off first-year premium

Bowtie Term Life Plan
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60% off first-year premium

Bowtie Term CI Plan
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60% off first-year premium

Eligible Products

Enjoy one of the following rewards for each successful referral1

Any Bowtie VHIS Plan

5 month premium waived*

Any Bowtie Cancer Medical Plan

5 month premium waived*

Any Bowtie Accidental Medical Plan

5 month premium waived*

Any Bowtie Term Life Plan

5 month premium waived*

Any Bowtie Term CI Plan

5 month premium waived*

No limit on the referrals you can make.
‍¹Please refer to the 5th clause in Bowtie Friends and Family Referral Program Terms and Conditions for the definition of successful referral.
The premium waiver will be effective starting from the next regular-priced premium payable month. If Referrer are enjoying other premium discount, the premium waiver will be postponed.
*Maximum HK$200 premium waiver per month.
‍

The promotion period ends on 30 Dec 2024. Subject to terms and conditions.

Before joining this referral program,
please carefully read the Terms and Conditions and below information

1. What is BowtieCash used for?

BowtieCash can be applied to cover your eligible medical costs that exceed the benefit limit stated in the Bowtie VHIS Plan, subject to the campaign rules of the BowtieCash Program.

2. If I use the personalized referral code of my friend to successfully enroll in more than one policy of eligible products, will I enjoy the referee reward for each of the applications?

You will only enjoy the referral reward once for the first application of any eligible products.

3. If I have questions about Bowtie’s products or services, what can I do?

You can contact us through our customer service centre, hotline, email and live chat for assistance with application, claims estimates or claims submission.

You can call our customer service hotline 3008 8123 anytime or email us at cs@bowtie.com.hk We value your feedback and will follow up as soon as possible. If necessary, you can book an appointment to visit your Customer Service Centre where our dedicated service team will serve you.

Bowtie Life Insurance Company Limited (Bowtie) is registered as a limited company in Hong Kong.Bowtie VHIS Plan (Standard), Bowtie VHIS Plan(Flexi), Bowtie Cancer Medical Plan, Bowtie Accidental Medical Plan , Bowtie Term life and Bowtie Term CI are underwritten by Bowtie and are only distributed in Hong Kong.The above information is for reference only. Please refer to the policies for detailed terms and conditions of the products.

Enjoy up to 70% off first-year premium!

Three situations, all with rewards!

Referral Reward

Before joining this referral program,please carefully read the Terms and Conditions and below information

Before joining this referral program,
please carefully read the Terms and Conditions and below information