With the personalized referral code of your friend

Enjoy up to 70% off first-year premium! 

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Referral Reward

Eligible products

Enjoy one of the following rewards for your first successful enrolment in any of the eligible products with the personalized referral code of your friend

Any Bowtie VHIS Plan
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55%off  first-year premium

Any Bowtie Cancer Medical Plan
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65%off  first-year premium

Bowtie Accidental Medical Plan
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65%off  first-year premium

Bowtie Term Life Plan
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50%off  first-year premium

Bowtie Term CI Plan
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70%off  first-year premium
The promotion period ends on February 29, 2024. Subject to terms and conditions.

Eligible Products

Enjoy one of the following rewards for each successful referral1

Any Bowtie VHIS Plan

5 month premium waived*

Any Bowtie Cancer Medical Plan

3 month premium waived*

Any Bowtie Accidental Medical Plan

3 month premium waived*

Any Bowtie Term Life Plan

3 month premium waived*

Any Bowtie Term CI Plan

3 month premium waived*
No limit on the referrals you can make.
1Please refer to the 5th clause in Bowtie Friends and Family Referral Program Terms and Conditions for the definition of successful referral.
The premium waiver will be effective starting from the next regular-priced premium payable month. If Referrer are enjoying other premium discount, the premium waiver will be postponed.
*Maximum HK$200 premium waiver per month.The promotion period ends on February 29, 2024. Subject to terms and conditions.

Before joining this referral program,
please carefully read the Terms and Conditions and below information

1. What is BowtieCash used for?

BowtieCash can be applied to cover your eligible medical costs that exceed the benefit limit stated in the Bowtie VHIS Plan, subject to the campaign rules of the BowtieCash Program.

2. If I use the personalized referral code of my friend to successfully enroll in more than one policy of eligible products, will I enjoy the referee reward for each of the applications?

You will only enjoy the referral reward once for the first application of any eligible products.

3. If I have questions about Bowtie’s products or services, what can I do?

You can contact us through our customer service centre, hotline, email and live chat for assistance with application, claims estimates or claims submission.

You can call our customer service hotline 3008 8123 anytime or email us at cs@bowtie.com.hk We value your feedback and will follow up as soon as possible. If necessary, you can book an appointment to visit your Customer Service Centre where our dedicated service team will serve you.

Bowtie Life Insurance Company Limited (Bowtie) is registered as a limited company in Hong Kong.Bowtie VHIS Plan (Standard), Bowtie VHIS Plan(Flexi), Bowtie Cancer Medical Plan, Bowtie Accidental Medical Plan , Bowtie Term life and Bowtie Term CI are underwritten by Bowtie and are only distributed in Hong Kong.The above information is for reference only. Please refer to the policies for detailed terms and conditions of the products.