Bowtie Story

Bowtie Insurance Promotion with Promo Code (Updated by Nov 2025)

Bowtie Team updates valid Promo Code every month, so you could see all the latest insurance promotions at once!

Author Bowtie Team

Updated on 2025-12-02

🤑 Exclusive offer for Bowtie blog readers: insurance premium as low as 30% premium waiver in first 2 year FAQ for BowtieCash 🫂 Share the Promo Code with Friends: Bowtie Referral Offer

🤑 Exclusive offer for Bowtie blog readers: insurance premium as low as 30% premium waiver in first 2 year

Valid Promo Code:

New customers can use the following exclusive Bowtie blog promo code to enjoy the attractive discounts, with 30% premium waiver in first 2 year!

Applicable Insurance Plan	Bowtie VHIS	Bowtie Term CI	Bowtie Term Life	Bowtie Cancer Fighter, Touchwood	Bowtie Children’s Growth Term CI
Promo Code	BLOGENGLEARNING
Discount for First Year Premium	35%(First Two Years)	30% (First Two Years)	35%(First Two Years)	35% (First Two Years)	40% off
Remarks	From now on to 11 December, use the promo code “BLOGENGLEARNING” to enjoy the following discounts: Any Bowtie VHIS Plan: 35% off two year’s premium; Any Bowtie Critical Illness plan: 30% off two year’s premium; Bowtie Term Life: 35% off two year’s premium; Bowtie Cancer Fighter and Bowtie Touchwood Protector: 35% off two year’s premium; Bowtie Children’s Growth Term Critical Illness Insurance: 40% off first-year premium

Bowtie reserves the right to the term & conditions of above promotion.

⚡Bowtie VHIS Learning Centre Promo！

Tired of sky-high private hospital bills but hesitant about purchasing VHIS? Bowtie Pink provides full coverage*, with long-term premiums are substantially lower than market rates^.

For a limited time, use the exclusive Bowtie Learning Centre promo code 【BLOGENGLEARNING】to get 35% off in first 2 year’s premium and secure top-tier health protection at an unbeatable price!

At the same time, for just HK$100 per month, policyholders can add on the GHK Wellness Package / CUHKMC Wellness Package, providing comprehensive coverage for your medical needs!

^{*Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy.}
^{^For example, with Bowtie Pink (Ward) and the deductible option HK$80,000, the monthly premium for a 30-year-old non-smoker is HK$197. The premium comparison above is based on similar medical insurance plans with the ward level (data source on 27, July 2023), HK$50,000 to HK$80,000 deductibles, for a 30-year-old non-smoker. Different medical insurance plans have different coverage and benefit limits. For details, please refer to the relevant insurance policy and its terms and conditions.}

FAQ for BowtieCash

1. What is BowtieCash?

Created by Bowtie, BowtieCash can be used to pay for eligible medical costs that exceed the policyholder’s insurance plan coverage1. Bowtie VHIS policyholders can earn BowtieCash in various ways. Once the requirements are fulfilled, BowtieCash will be deposited into their Bowtie accounts. The offer is subject to terms and conditions.

1BowtieCash Program applies to Bowtie VHIS plans only. BowtieCash can only be redeemed through the insurance and claim services of Bowtie and cannot be redeemed for cash.

🫂 Share the Promo Code with Friends: Bowtie Referral Offer

If you are an existing customer of Bowtie and your friend is interested in insuring with Bowtie products, you might consider sharing your referral code^ with your friend.

By doing so, both you and your friend can enjoy a waiver of premium, reducing the premium cost together!

How to do it

Existing customers can log in to their account (click here) to obtain a unique referral code for friends. Once a friend uses the referral code to successfully insure with an eligible insurance product, the referrer will receive an SMS notification. The referrer can log in to their Bowtie account to view the related referral rewards; click here to learn more about the referral program details.

Applicable Insurance Plan	Any Bowtie VHIS, Life Insurance, Critical Illness Insurance, Cancer Medical Insurance, Accident Insurance
Promo Code	Obtained by the referrer from their Bowtie account (click here)
Discount	Referrer: Up to 5 months of premium waiver* Referee: 11 months premium waiver for the first two years
Promotion End Date	30 Nov 2025

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Author

Bowtie Team

The Bowtie Life Insurance Company Limited is an authorized life insurance company and Hong Kong’s very first virtual insurer approved. Through the use of modern technology and medical expertise, Bowtie offers an agent-free, commission-free and more convenient online platform for customers to quote, apply and claim for Voluntary Health Insurance Scheme (VHIS) anytime anywhere. Bowtie is ranked first in the direct channel sales throughout 2021.

Stay up to date at www.bowtie.com.hk

The content of this article is provided by Bowtie Team and serves for reference only. It does not represent Bowtie's position. Bowtie assumes no responsibility for any loss or damage incurred by any person as a result of using, misusing, or relying on any information or content herein. Any content related to Bowtie products in this article is for reference and educational purposes only. Customers should refer to the detailed terms and conditions on the relevant product web pages.