Bowtie Pink offers full reimbursement* with competitive long-term premiums^.
🎉 On or before 30 Sep | 【BLOGENGLEARNING】: Up to 45% off the first-year premium
25% off the first-year premium for Bowtie VHIS optional benefits (CUHK/Gleneagles Hospital medical package)
🔥 Better than our regular offer!
*Terms and conditions apply.
*Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy. ^Based on a market survey conducted by Bowtie on December 29, 2025, comparing similar types of VHIS (full reimbursement, general ward class, deductible level, and coverage area) available for online purchase, Bowtie Pink VHIS (Ward) offers lower monthly premiums for non-smokers aged 0-14 and 23-98. Different medical insurance plans have varying coverage scopes and benefit limits; please refer to the relevant policy documents, terms and conditions for details.
FAQ for BowtieCash
1. What is BowtieCash?
Created by Bowtie, BowtieCash can be used to pay for eligible medical costs that exceed the policyholder’s insurance plan coverage1. Bowtie VHIS policyholders can earn BowtieCash in various ways. Once the requirements are fulfilled, BowtieCash will be deposited into their Bowtie accounts. The offer is subject to terms and conditions.
1BowtieCash Program applies to Bowtie VHIS plans only. BowtieCash can only be redeemed through the insurance and claim services of Bowtie and cannot be redeemed for cash.
The Bowtie Life Insurance Company Limited is an authorized life insurance company and Hong Kong’s very first virtual insurer approved. Through the use of modern technology and medical expertise, Bowtie offers an agent-free, commission-free and more convenient online platform for customers to quote, apply and claim for Voluntary Health Insurance Scheme (VHIS) anytime anywhere. Bowtie is ranked first in the direct channel sales throughout 2021.
The content of this article is provided by Bowtie Team and serves for reference only. It does not represent Bowtie's position. Bowtie assumes no responsibility for any loss or damage incurred by any person as a result of using, misusing, or relying on any information or content herein. Any content related to Bowtie products in this article is for reference and educational purposes only. Customers should refer to the detailed terms and conditions on the relevant product web pages.