Making Insurance Simple: Medical Insurance Premium Calculators

Bowtie offers a range of VHIS plans suitable for different needs and budgets:

VHIS Standard: This provides basic coverage for your healthcare needs.
VHIS Flexi Regular: This is a more flexible plan that provides additional coverage options.
VHIS Flexi Plus: This is the most comprehensive plan, offering higher coverage limits and more benefits

⚡Bowtie VHIS Blog Promo！

Worried about high private hospital costs but hesitant to invest in voluntary health insurance? Bowtie VHIS Flexi Plan offers exceptional value with its Supplementary Major Medical (SMM) coverage without deductible!

For a limited time, use the exclusive Bowtie Blog promo code [BLOGENGINSURE] to get an impressive 65% off first year’s premium. Secure comprehensive health coverage at an unbeatable price!

At the same time, for just HK$200 per month, policyholders can add on the GHK Wellness Package / CUHKMC Wellness Package, providing comprehensive coverage for your medical needs!

The Bowtie Pink VHIS Plan is a flexi plan offering three options with varying coverage limits and ward types, allowing higher coverage at lower premiums through customizable deductibles.

⚡Bowtie Pink Blog Promo!

Tired of sky-high private hospital bills but hesitant about purchasing VHIS? Bowtie Pink provides full coverage*, with long-term premiums are substantially lower than market rates^.

For a limited time, use the exclusive Bowtie Blog promo code【BLOGENGINSURE】to get an impressive 65% in first year’s premium and secure top-tier health protection at an unbeatable price!

^{*Full coverage shall mean no itemized benefit sub-limits, and applies to designated benefit items only. The benefit payable shall be subject to the remaining deductible (if applicable), annual benefit limit, lifetime benefit limit and other limitations such as reasonable and customary charges, a pre-existing condition, “List of Designated Hospitals in Mainland China” and receiving medical treatment in the United States. For detailed terms and conditions, product risks, and exclusions, please refer to the relevant product website and policy.}
^{^Based on a market survey conducted by Bowtie on December 29, 2025, comparing similar types of VHIS (full reimbursement, general ward class, deductible level, and coverage area) available for online purchase, Bowtie Pink VHIS (Ward) offers lower monthly premiums for non-smokers aged 0-14 and 23-98. Different medical insurance plans have varying coverage scopes and benefit limits; please refer to the relevant policy documents, terms and conditions for details.}

⚡Bowtie Touchwood Protector Blog Promo !

Accidents may seem minor, but without prompt treatment, they can lead to long-term complications!

Bowtie Touchwood Insurance provides comprehensive coverage for accident-related treatments, including physiotherapy, chiropractic care, traditional bone-setting, and outpatient services. Get complete protection for all your medical needs!

Use the exclusive Bowtie Blog promo code [BLOGENGINSURE] to purchase Bowtie Touchwood Protector and enjoy a 65% discount on your first year’s premium. Secure top-tier accident protection at an unbeatable price!

⚡Bowtie Cancer Fighter Blog Promo !

Do you know that cancer is the No.1 Killer in Hong Kong? Unfortunately, nearly 20% of cancer patients give up treatment because they could no longer afford it.

How to plan a better health plan for you and your family? Consider Bowtie’s Cancer Fighter Insurance that covers all stages of cancer development!

For a limited time, use the exclusive Bowtie Blog promo code [BLOGENGINSURE] to purchase Bowtie Cancer Fighter and enjoy a 65% discount on your first year’s premium. Secure top-tier accident protection at an unbeatable price!