The Bowtie team brings together editors and members from a range of professional backgrounds, covering insurance, health, personal finance and everyday consumer choices. We examine data and terms and conditions in the context of real-life needs, looking beyond prices and selling points to understand the assumptions behind the numbers, the limitations in the fine print and the practical trade-offs between different options. Through clear explanations and evidence-based analysis, we aim to address common questions, highlight easily overlooked details and offer fresh perspectives to help readers make decisions that suit their needs.
5-/10-year Level Term Life: 15% off year 1 + 5% off year 2. Bowtie VHIS supplementary hospital packages (Gleneagles / CUHK): 40% off year 1 + 10% off year 2. T&Cs apply.