VHIS Learning Centre

Medical insurance, as the name suggests, provides protection for medical expenses incurred by the insured due to illness or injury. Generally, the compensation is made to the insured on a reimbursement basis and has a benefit limit. For more information, read on!

Voluntary Health Insurance Scheme (VHIS) is a policy initiative launched by the Health Bureau. It is a type of personal medical insurance and has gradually become the most popular medical insurance plan in Hong Kong. What are its philosophy and objectives? How is it different from traditional medical insurance? Who can apply for it? Find out now!

There are various types of VHIS available on the market, including standard, flexi, and high-end VHIS plans. What are the differences between these plans and how can you compare them? Let us help you choose the right medical insurance!

Premiums for medical insurances increase almost every year, what factors affect the increase or decrease of premiums? There are multiple VHIS available in the market, which one has the lowest premium? Compare and find out now!"

When it comes to buying a medical insurance, sufficient coverage should be in everyone's consideration. Wondering if VHIS covers cancer, outpatient services, dental care or physical examinations? In fact, every VHIS plans vary in protection items. Allow us to walk you through the benefits of individual plans.

One of the main selling points of VHIS is that premiums are tax-deductible. How much can you save on taxes? How to calculate the deductible amount? Learn about the key points for tax deduction & money-saving tips now!

Want to purchase a VHIS but not sure where to start? Let us guide you through the whole purchasing process from underwriting to family history, renewal procedure. We would also show you how to file a claim. Learn more!

Confused about the slangs while studying information about VHIS? What is co-insurance, SMM, Unknown pre-existing conditions? Read the guide we prepare for you now.