Kids VHIS Premium Comparison
VHIS Standard Plans on the market offer similar protection. You can simply compare the premium to decide which plan to choose.
Premiums for boys/ Primary School Student
Bowtie lowered its VHIS “Standard Plan” premium few years ago, making it the most affordable plan in Hong Kong!
According to the Health Bureau’s VHIS website, the “Standard Plan” premium for boys aged 6 to 12 ranges from HK$1,020 to HK$3,240.
Bowtie charges 2 times cheaper than the most expensive plan, with a yearly difference of over HK$2,000 for a 6 year old boy.
| Ages | Bowtie | The most expensive VHIS | Difference |
| 6 | HK$1,236 | HK$3,240 | HK$2,004 |
| 7 | HK$1,128 | HK$2,916 | HK$1,788 |
| 8 | HK$1,068 | HK$2,916 | HK$1,848 |
| 9 | HK$1,032 | HK$2,916 | HK$1,884 |
| 10 | HK$1,020 | HK$2,916 | HK$1,896 |
| 11 | HK$1,020 | HK$2,916 | HK$1,896 |
| 12 | HK$1,020 | HK$2,916 | HK$1,896 |
Saving HK$2,000 allows you to buy an extra VHIS for a 6-year-old boy!
Additionally, we have compared Bowtie VHIS standard with the average premium of all other standard VHIS available in the market.
For an 8-year-old boy, the annual premium difference reaches HK$720.
| Ages | Bowtie | Average annual premium of all plans on the market^ | Difference |
| 6 | HK$1,236 | HK$1,893 | HK$657 |
| 7 | HK$1,128 | HK$1,829 | HK$701 |
| 8 | HK$1,068 | HK$1,792 | HK$724 |
| 9 | HK$1,032 | HK$1,758 | HK$726 |
| 10 | HK$1,020 | HK$1,697 | HK$677 |
| 11 | HK$1,020 | HK$1,685 | HK$665 |
| 12 | HK$1,020 | HK$1,679 | HK$659 |
Although HK$720 is not a large amount, it is still a more cost-effective way to buy a cheaper insurance plan with similar protection!
Premiums for girls/ Primary School Student
For girls aged 6 – 12, Bowtie VHIS Standard remains to be the most affordable option!
According to the Health Bureau’s VHIS website, the “Standard Plan” premium for girls aged 6 to 12 ranges from HK$1,008 to HK$3,240. Bowtie charges nearly 3 times less than the most expensive plan, with a yearly difference of over HK$2,000 for a 6 year old girl.
Saving HK$2,000 premium could almost buy 2 additional VHIS from Bowtie for a 6-year-old girl!
| Ages | Bowtie | The most expensive VHIS | Difference |
| 6 | HK$1,116 | HK$3,240 | HK$2,124 |
| 7 | HK$1,068 | HK$2,916 | HK$1,848 |
| 8 | HK$1,032 | HK$2,916 | HK$1,884 |
| 9 | HK$1,008 | HK$2,916 | HK$1,908 |
| 10 | HK$1,008 | HK$2,916 | HK$1,908 |
| 11 | HK$1,020 | HK$2,916 | HK$1,896 |
| 12 | HK$1,056 | HK$2,916 | HK$1,860 |
Similarly, we compare the premium of Bowtie VHIS Standard with the average annual premium for all VHIS on the market, and realised Bowtie charges around 1.5 times lower than the market average.
The difference in premium for 6-12 years old is HK$600.
| Ages | Bowtie | Average annual premium of all plans on the market^ | Difference |
| 6 | HK$1,116 | HK$1,798 | HK$682 |
| 7 | HK$1,068 | HK$1,753 | HK$685 |
| 8 | HK$1,032 | HK$1,727 | HK$695 |
| 9 | HK$1,008 | HK$1,707 | HK$699 |
| 10 | HK$1,008 | HK$1,681 | HK$673 |
| 11 | HK$1,020 | HK$1,676 | HK$656 |
| 12 | HK$1,056 | HK$1,685 | HK$629 |
Although HK$600 may not be a significant amount, it is still a more cost-effective way to buy a cheaper insurance plan with similar protection!
- Note: The above prices are for VHIS "Standard Plan" of non-smoking insured for the respective age, updated as of Feb 14, 2023. For accurate quotes and product details, please consult each insurance company.
- ^Do not include the premium of the additional agreement.
Get Quote Now!
