Kids VHIS Premium Comparison

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Kids VHIS Premium Comparison

Looking for a VHIS for your child? Price must be something you care about. Bowtie integrated the 2023 VHIS premiums data to help you choose the best plan to purchase!

VHIS Standard Plans on the market offer similar protection. You can simply compare the premium to decide which plan to choose.

Premiums for boys/ Primary School Student

Bowtie lowered its VHIS “Standard Plan” premium few years ago, making it the most affordable plan in Hong Kong!

According to the Health Bureau’s VHIS website, the “Standard Plan” premium for boys aged 6 to 12 ranges from HK$1,020 to HK$3,240.

Bowtie charges 2 times cheaper than the most expensive plan, with a yearly difference of over HK$2,000 for a 6 year old boy.

The Cheapest VS the Most Expensive Plan
AgesBowtieThe most expensive VHIS
Difference
6HK$1,236HK$3,240HK$2,004
7HK$1,128HK$2,916HK$1,788
8HK$1,068HK$2,916HK$1,848
9HK$1,032HK$2,916HK$1,884
10HK$1,020HK$2,916HK$1,896
11HK$1,020HK$2,916HK$1,896
12HK$1,020HK$2,916HK$1,896

Saving HK$2,000 allows you to buy an extra VHIS for a 6-year-old boy!

Market Overview (Cheapest VS the Average)

Additionally, we have compared Bowtie VHIS standard with the average premium of  all other standard VHIS available in the market.

For an 8-year-old boy, the annual premium difference reaches HK$720

AgesBowtieAverage annual premium of
all plans on the market^
Difference
6HK$1,236HK$1,893HK$657
7HK$1,128HK$1,829HK$701
8HK$1,068HK$1,792HK$724
9HK$1,032HK$1,758HK$726
10HK$1,020HK$1,697HK$677
11HK$1,020HK$1,685HK$665
12HK$1,020HK$1,679HK$659

Although HK$720 is not a large amount, it is still a more cost-effective way to buy a cheaper insurance plan with similar protection!

Premiums for girls/ Primary School Student

For girls aged 6 – 12, Bowtie VHIS Standard remains to be the most affordable option!

According to the Health Bureau’s VHIS website, the “Standard Plan” premium for girls aged 6 to 12 ranges from HK$1,008 to HK$3,240. Bowtie charges nearly 3 times less than the most expensive plan, with a yearly difference of over HK$2,000 for a 6 year old girl.

Saving HK$2,000 premium could almost buy 2 additional VHIS from Bowtie for a 6-year-old girl!

Cheapest VS Most Expensive Plan Premiums
AgesBowtieThe most expensive VHISDifference
6HK$1,116HK$3,240HK$2,124
7HK$1,068HK$2,916HK$1,848
8HK$1,032HK$2,916HK$1,884
9HK$1,008HK$2,916HK$1,908
10HK$1,008HK$2,916HK$1,908
11HK$1,020HK$2,916HK$1,896
12HK$1,056HK$2,916HK$1,860
Market Overview (Cheapest VS the Average)

Similarly, we compare the premium of Bowtie VHIS Standard with the average annual premium for all VHIS on the market, and realised Bowtie charges around 1.5 times lower than the market average.

The difference in premium for  6-12 years old is HK$600.

AgesBowtieAverage annual premium of
all plans on the market^
Difference
6HK$1,116HK$1,798HK$682
7HK$1,068HK$1,753HK$685
8HK$1,032HK$1,727HK$695
9HK$1,008HK$1,707HK$699
10HK$1,008HK$1,681HK$673
11HK$1,020HK$1,676HK$656
12HK$1,056HK$1,685HK$629

Although HK$600 may not be a significant amount, it is still a more cost-effective way to buy a cheaper insurance plan with similar protection!

  • Note: The above prices are for VHIS "Standard Plan" of non-smoking insured for the respective age, updated as of Feb 14, 2023. For accurate quotes and product details, please consult each insurance company.
  • ^Do not include the premium of the additional agreement.

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