Teens & Young Adults VHIS Premium Comparison
VHIS Standard Plans on the market offer similar protection. You can simply compare the premiums to decide which plan to choose.
Male in High School, College, or University
Bowtie VHIS Standard is the cheapest plan in Hong Kong!
According to the website of the Health Bureau, VHIS Standard for male that aged 13-21 charge from HK$1,032 to HK$4,104.
Bowtie charges almost 4-time cheaper than the most expensive plan for this age group of male, with a yearly difference of >HK$3,000.
| Age | Bowtie | The most expensive VHIS | Difference |
| 13 | HK$1,032 | HK$2,916 | HK$1,884 |
| 14 | HK$1,032 | HK$2,916 | HK$1,884 |
| 15 | HK$1,056 | HK$2,916 | HK$1,860 |
| 16 | HK$1,080 | HK$2,916 | HK$1,836 |
| 17 | HK$1,104 | HK$2,916 | HK$1,812 |
| 18 | HK$1,104 | HK$4,104 | HK$3,000 |
| 19 | HK$1,104 | HK$4,104 | HK$3,000 |
| 20 | HK$1,116 | HK$4,104 | HK$2,988 |
| 21 | HK$1,152 | HK$4,104 | HK$2,952 |
For a fair comparison of prices, we compare Bowties VHIS Standard with all standard plans on the market.
For the male aged between 13-21 years old, the yearly premium difference between Bowtie and the market average is HK$690.
| Ages | Bowtie | Average annual premium of all plans on the market^ | Difference |
| 13 | HK$1,032 | HK$1,676 | HK$644 |
| 14 | HK$1,032 | HK$1,680 | HK$648 |
| 15 | HK$1,056 | HK$1,691 | HK$635 |
| 16 | HK$1,080 | HK$1,711 | HK$631 |
| 17 | HK$1,104 | HK$1,730 | HK$626 |
| 18 | HK$1,104 | HK$1,762 | HK$658 |
| 19 | HK$1,104 | HK$1,785 | HK$681 |
| 20 | HK$1,116 | HK$1,812 | HK$696 |
| 21 | HK$1,152 | HK$1,842 | HK$690 |
Although HK$690 is not a large amount, but why not choose a more affordable plan when they are having similar coverage?
Female in High School, College, or University
For female students aged 13-21, Bowtie VHIS Standard remains the most affordable in Hong Kong!
According to the Health Bureau’s website, VHIS Standard for females aged 13-21 range from HK$1,092 to HK$4,104
Bowtie charges 3 times less than the most expensive plan, with a yearly difference of nearly HK$3,000 for the 19-20 years old female.
| Age | Bowtie | The most expensive VHIS | Difference |
| 13 | HK$1,092 | HK$2,916 | HK$1,824 |
| 14 | HK$1,116 | HK$2,916 | HK$1,800 |
| 15 | HK$1,116 | HK$2,916 | HK$1,800 |
| 16 | HK$1,176 | HK$2,916 | HK$1,740 |
| 17 | HK$1,236 | HK$2,916 | HK$1,680 |
| 18 | HK$1,260 | HK$4,104 | HK$2,844 |
| 19 | HK$1,296 | HK$4,104 | HK$2,808 |
| 20 | HK$1,308 | HK$4,104 | HK$2,796 |
| 21 | HK1,344 | HK$4,104 | HK$2,760 |
Similarly, we compare Bowtie’s VHIS standard with all standard plans on the market.
For female within the age range of 13-21, Bowtie is HK$690 cheaper than the average annual premium of the market .
| Ages | Bowtie | Average annual premium of all plans on the market^ | Difference |
| 13 | HK$1,032 | HK$1,699 | HK$607 |
| 14 | HK$1,032 | HK$1,720 | HK$604 |
| 15 | HK$1,056 | HK$1,741 | HK$625 |
| 16 | HK$1,080 | HK$1,789 | HK$613 |
| 17 | HK$1,104 | HK$1,819 | HK$583 |
| 18 | HK$1,104 | HK$1,882 | HK$622 |
| 19 | HK$1,104 | HK$1,935 | HK$639 |
| 20 | HK$1,116 | HK$1,983 | HK$675 |
| 21 | HK$1,152 | HK$1,699 | HK$698 |
HK$690 is not a large amount, but since the protection is similar, choosing a more affordable plan is definitely more cost-effective!
- Note: The above prices are for VHIS "Standard Plan"of non-smoking insured for the respective age, updated as of Feb 14, 2023. For accurate quotes and product details, please consult each insurance company.
- ^Excludes premiums for additional contracts
Quote Now!
