Baby VHIS Premium Comparison

Share
VHIS-EN

Baby VHIS Premium Comparison

Planning to get medical insurance for your baby, but not sure how much it cost? Bowtie has compiled the "Standard Premium" data from the Health Bureau’s VHIS website to help you compare prices of different plans!

VHIS Standard Plans on the market offer similar protection. Consumers can directly compare premium prices to decide which plan to choose.

Comparison of the Top 5 Voluntary Health Insurance Scheme (VHIS) Standard Plans

Medical insurance is a long-term protection, you really need to consider the long-term premium burden when choosing one to purchase.

Bowtie VHIS Standard Plan offers the lowest premium in Hong Kong, which may be actually what you are looking for.

To show you a better picture, Bowtie selected 5 of the most popular online insurers and collected their 10-year standard plan premiums for your comparison:

Premium for 0-10 Years Old 
Standard PlanMaleFemale
BowtieHK$13,056HK$12,708
Insurance Company AHK$22,884HK$20,750
Insurance Company BHK$31,320HK$31,320
Insurance Company FHK$25,946HK$24,423
Insurance Company MHK$17,120HK$18,058
  • Notes: The premiums above are the monthly standard premiums publicly disclosed by the 5 companies on the VHIS website, not including premium levies, additional charges due to underwriting, and discounts. Data updated as of March 3, 2023.

Let’s look into how much you need to purchase medical insurance for a 0-5 years old baby!

Premium for Male Newborn/ Infant

As seen in the table below, Bowtie charges only half of the price that Company B charges. With the premium that Company B charges, you could already bought 2 Bowtie VHIS for your 15-day old kid.

Ages (Years Old)BowtieCompany ACompany BCompany FCompany M
0HK$1,560HK$2,758.4HK$3,396HK$2,996HK$2,073
1HK$1,524 HK$2,758.4HK$3,396HK$2,996HK$1,952
2HK$1,464 HK$2,758.4HK$3,396HK$2,996HK$1,823
3HK$1,404 HK$2,758.4HK$3,396HK$2,996HK$1,714
4HK$1,344 HK$2,758.4HK$3,396HK$1,363HK$1,614
5HK$1,296 HK$1,568HK$2,404HK$1,363HK$1,511
  • Note: The above prices are for VHIS "Standard Plan"of non-smoking insured for the respective age, updated as of March 3, 2023. For accurate quotes and product details, please consult each insurance company.

Premiums for Female Newborn/Infant

Similar case for baby girl, Bowtie charges a half less than Company B. Using the same money, you could buy 2 VHIS from Bowtie for your baby girl.

Ages (Years Old)BowtieCompany ACompany BCompany FCompany M
0HK$1,656HK$2,208HK$3,396HK$2,177HK$2,152
1HK$1,596HK$2,208HK$3,396HK$2,177HK$2,034
2HK$1,464HK$2,208HK$3,396HK$2,177HK$1,908
3HK$1,356HK$2,208HK$3,396HK$2,177HK$1,805
4HK$1,236HK$2,208HK$3,396HK$1,525HK$1,707
5HK$1,176HK$1,708.8HK$2,404HK$1,525HK$1,609
  • Note: The above prices are for VHIS "Standard Plan"of non-smoking insured for the respective age, updated as of March 3, 2023. For accurate quotes and product details, please consult each insurance company.

Get a Quote for Your Baby and Family Now!

Get insured together with your whole family, save more!

這篇文章有用嗎?
0
0
Next article - Kids VHIS Premium Comparison
Looking for the most cost-effective insurance for your children? Bowtie integrated the 2023 VHIS premiums data to help you choose the best insurance to purchase!
Learn more

Email

General Enquiry
hello@bowtie.com.hk
Media Enquiry
media@bowtie.com.hk
Partnership
partner@bowtie.com.hk

© 2024 Bowtie Life Insurance Company Limited. All rights reserved.

Your Browser is outdated. To have a better user experience, please upgrade or change another browsers. OK
Pick a plan for you →