Baby VHIS Premium Comparison
VHIS Standard Plans on the market offer similar protection. Consumers can directly compare premium prices to decide which plan to choose.
Comparison of the Top 5 Voluntary Health Insurance Scheme (VHIS) Standard Plans
Medical insurance is a long-term protection, you really need to consider the long-term premium burden when choosing one to purchase.
Bowtie VHIS Standard Plan is one of the lowest premium “Standard Plans” in Hong Kong, which may be actually what you are looking for.
To show you a better picture, Bowtie selected 5 of the most popular online insurers and collected their 10-year standard plan premiums for your comparison:
| Premium for 0-10 Years Old | ||
| Standard Plan | Male | Female |
| Bowtie | HK$15,828 | HK$15,420 |
| Insurance
Company A |
HK$25,328 | HK$23,250 |
| Insurance
Company B |
HK$33,916 | HK$33,916 |
| Insurance
Company F |
HK$28,109 | HK$26,887 |
| Insurance
Company M |
HK$17,499 | HK$18,458 |
- Notes: The premiums above are the monthly standard premiums publicly disclosed by the 5 companies on the VHIS website, not including premium levies, additional charges due to underwriting, and discounts. Data updated as of December 30, 2025.
Let’s look into how much you need to purchase medical insurance for a 0-5 years old baby!
Premium for Male Newborn/ Infant
As seen in the table below, Bowtie charges only half of the price that Company B charges. With the premium that Company B charges, you could already bought 2 Bowtie VHIS for your 15-day old kid.
| Ages
(Years Old) |
Bowtie | Company A | Company B | Company F | Company M |
| 0 | $1,752 | $3,012 | $3,668 | $3,949 | $2,135 |
| 1 | $1,704 | $3,012 | $3,668 | $3,949 | $2,011 |
| 2 | $1,644 | $3,012 | $3,668 | $3,949 | $1,878 |
| 3 | $1,584 | $3,012 | $3,668 | $3,949 | $1,765 |
| 4 | $1,512 | $3,012 | $3,668 | $1,759 | $1,662 |
| 5 | $1,452 | $1,712 | $2,596 | $1,759 | $1,556 |
| Aged 0-5
Total |
$9,648👍🏻 | $16,772 | $20,936 | $19,314 | $11,007 |
- Note: The above prices are for VHIS "Standard Plan"of non-smoking insured for the respective age, updated as of December 30, 2025. For accurate quotes and product details, please consult each insurance company.
Premiums for Female Newborn/Infant
Similar case for baby girl, Bowtie charges a half less than Company B. Using the same money, you could buy 2 VHIS from Bowtie for your baby girl.
| Ages
(Years Old) |
Bowtie | Company A | Company B | Company F | Company M |
| 0 | $1,860 | $2,412 | $3,668 | $3,059 | $2,217 |
| 1 | $1,788 | $2,412 | $3,668 | $3,059 | $2,095 |
| 2 | $1,644 | $2,412 | $3,668 | $3,059 | $1,965 |
| 3 | $1,524 | $2,412 | $3,668 | $3,059 | $1,859 |
| 4 | $1,392 | $2,412 | $3,668 | $2,093 | $1,758 |
| 5 | $1,320 | $1,866 | $2,596 | $2,093 | $1,657 |
| Aged 0-5
Total |
$9,528👍🏻 | $13,926 | $20,936 | $16,422 | $11,551 |
- Note: The above prices are for VHIS "Standard Plan"of non-smoking insured for the respective age, updated as of December 30, 2025. For accurate quotes and product details, please consult each insurance company.
Get a Quote for Your Baby and Family Now!
