自願醫保
Bowtie(保泰人壽)於2020年4月1日調低了自願醫保計劃的保費,根據食物及衞生局網站,0歲(15日大)至5歲男性初生嬰兒的「標準計劃」保費在調整後變為全港最平,比最貴的計劃便宜近3倍,0歲保費每年相差逾$3,000。
每間保險公司的「標準計劃」保障大致相同,節省了的$3,000保費足夠幫多兩個15日大初生男嬰購買自願醫保!
市場保費概覽
年齡(歲) | 最平 | 最貴 |
0 | $1,572 | $4,584 |
1 | $1,536 | $4,256 |
2 | $1,476 | $4,080 |
3 | $1,416 | $3,800 |
4 | $1,356 | $3,800 |
5 | $1,356 | $3,800 |
在0至5歲男性這個年齡層,市場上5大保險公司的平均保費約為$1,452至$2,958,Bowtie自願醫保「標準計劃」保費便宜約$329至$1,506。
年齡(歲) | Bowtie | AIA | AXA | Bupa | Manulife | Prudential* |
0 | $1,572 | $2,758 | $2,832 | $2,958 | $2,073 | $3,546 |
1 | $1,536 | $2,758 | $2,832 | $2,958 | $1,952 | $3,475 |
2 | $1,476 | $2,758 | $2,832 | $2,958 | $1,823 | $3,301 |
3 | $1,416 | $2,758 | $2,832 | $2,958 | $1,714 | $3,103 |
4 | $1,356 | $2,758 | $2,832 | $2,958 | $1,614 | $2,836 |
5 | $1,356 | $1,568 | $1,591 | $2,958 | $1,511 | $2,524 |
根據食物及衞生局網站,在0至5歲女性初生嬰兒的年齡層,Bowtie「標準計劃」保費在調整後變為全港最平,比最貴的計劃便宜近70%,5歲保費每年相差逾$2,600。
年齡(歲) | 最平 | 最貴 |
0 | $1,668 | $4,009 |
1 | $1,608 | $3,872 |
2 | $1,476 | $3,800 |
3 | $1,368 | $3,800 |
4 | $1,248 | $3,800 |
5 | $1,188 | $3,800 |
在0至5歲女性這個年齡層,市場上5大保險公司的平均保費約為$1,426至$2,958,Bowtie自願醫保「標準計劃」保費便宜約$443至$1,532。
年齡(歲) | Bowtie | AIA | AXA | Bupa | Manulife | Prudential* |
0 | $1,608 | $2,208 | $2,546 | $2,958 | $2,152 | $3,307 |
1 | $1,608 | $2,208 | $2,546 | $2,958 | $2,034 | $3,207 |
2 | $1,476 | $2,208 | $2,546 | $2,958 | $1,908 | $3,015 |
3 | $1,368 | $2,208 | $2,546 | $2,958 | $1,805 | $2,804 |
4 | $1,248 | $2,208 | $2,546 | $2,958 | $1,707 | $2,533 |
5 | $1,188 | $1,708 | $1,604 | $2,958 | $1,609 | $2,254 |